AFFDF-Financial Assistance For Treatment Of Serious Diseases To Non Pensioner Ex-Servicemen (All Ranks)/Widows
Non-pensioner ex-servicemen of all ranks and their widows can get 75–90% of their medical expenses reimbursed for serious diseases like cancer, heart surgery, kidney failure, and joint replacement when treated at approved government hospitals. Officers and widows receive 75% reimbursement; other ranks and their widows receive 90%, up to ₹1.25 lakh one-time or ₹75,000 per year for ongoing treatments like cancer or dialysis. Apply online at ksb.gov.in and get the application recommended by your Zila Sainik Board (ZSB).
About This Scheme
Non-pensioner ex-servicemen of all ranks and their widows can get 75–90% of their medical expenses reimbursed for serious diseases like cancer, heart surgery, kidney failure, and joint replacement when treated at approved government hospitals. Officers and widows receive 75% reimbursement; other ranks and their widows receive 90%, up to ₹1.25 lakh one-time or ₹75,000 per year for ongoing treatments like cancer or dialysis. Apply online at ksb.gov.in and get the application recommended by your Zila Sainik Board (ZSB).
Full official description
A scheme to provide financial assistance to a non-pensioner Ex-Servicemen of all ranks and widows to meet medical expenses related to treatment of approved serious diseases like cancer, renal failure, knee replacement and heart surgery.
Expenditure must be incurred at a approved govt hospital at the rates applicable under CGHS / ECHS.
List of the serious diseases are covered under this scheme
- Angiography & Angioplasty
- CABG. (l) Dialysis
- Open heart surgery
- Valve replacement
- Pacemaker Implant
- Cerebral stroke
- Prostrate surgery
- Joint replacement
- Renal failure
- Cancer
Treatment of other Diseases
In case the treatment of a serious disease which is not listed , such application will be referred to Director General Armed Forces Medical Services (DGAFMS) for comment/recommendation to consider it for financial assistance for treatment of that disease, to ESM under this scheme.
Benefits
- Officers and their widows: 75% reimbursement of medical expenses
- Other ranks and their widows: 90% reimbursement of medical expenses
- Maximum one-time limit: ₹1,25,000 per beneficiary
- For cancer or dialysis: up to ₹75,000 per year
- Covers: cancer, angioplasty, open heart surgery, dialysis, valve replacement, pacemaker implant, joint replacement, renal failure, cerebral stroke, prostate surgery, and CABG
- Funds transferred directly to the beneficiary via ECS
Who Can Apply (Eligibility)
- Must be a non-pensioner ex-serviceman of any rank, or the widow of such an ex-serviceman
- Must NOT be enrolled in ECHS (Ex-Servicemen Contributory Health Scheme) or using AFMS (Armed Forces Medical Services) facilities
- Must be recommended by the respective Zila Sainik Board (ZSB)
- Treatment must be at an approved government hospital at CGHS or ECHS rates
How to Apply
Eligible Ex-servicemen / their widows can visit the official website of Kendriya Sainik Board Secretariat (KSBS) https://ksb.gov.in/ Click on “Register” which is available on the homepage of the portal. Now, the registration form will be displayed, fill the form with necessary details. Upload the Photo Save the application by clicking on the “Save” button and the saved details and password will be forwarded to the registered mail id. Click the activation link which is sent to the mail id to login into the KSB portal. Provide user name, password and verification code and click on the “Login “ button. Select the scheme name and start filling the new application form by entering the required details. Copies of the supporting documents duly attested by the respective Zila Sainik Welfare Officer (ZSWO) must be uploaded with the online application. Once the online application is submitted, ZSWO will scrutinize the online applications and give appointment to the applicant for verification, After successful verification, ZWSO will recommend the online application and forward the harp copy as well soft copy to Kendriya Sainik Board (KSB) through Rajya Sainik Boards (RSBs) for further processing. Processing at KSB Secretariat Once the application reaches the Kendriya Sainik Board, the Section-in-charge verify the same and upload the printed list for the approval of JD (Welfare). Payment Procedure After approval of Secretary KSB, the application is processed for payment by Welfare Section. The welfare section verifies the Ex-servicemen's service number, name, banker's IFS Code and bank account number & forward the list of approved cases to Accounts Section for payment. The Accounts Section then processes the list for payment directly to beneficiaries via ECS to the beneficiaries as applicable. Track Application Status Applicant has to revisit the same portal https://ksb.gov.in/index.htm Click on “Status of application” link on the homepage of the portal. Now enter your DAK ID and verification code. Click on the “Search” button.
Frequently Asked Questions
Can I Take The Benefit Of This Scheme For Treatment In Any Private Or Government Hospital?
No. the financial assistance will be provided for expenditure incurred at a approved govt hospital at the rates applicable under CGHS / ECHS.
Can I Give Bank Details Of Any Bank?
No. Account details of only State Bank of India (SBI) or Punjab National Bank (PNB) is valid for application.
Ready to apply?
Visit the official government portal to apply for this scheme.
Apply on myScheme.gov.inDocuments Required
- Copies of the following documents duly attested by ZSWO must accompany the application:-
- Complete Service Discharge Book/Documents.
- Photocopy of ESM / widow I Card.
- Original medical bills duly countersigned by attending doctor.
- Hospital admission and discharge report duly countersigned by hospital authority.
- A certificate from applicant that he/she has not taken any money/grant from the State Govt or present employer in the form of reimbursement or medical allowance.
- Details of Bank A/c No (in PNB/SBI only) and IFS Code.