Dr. P. G. Solanki Scheme for Loan/Assistance to Medical Graduate Doctors of Scheduled Caste
Scheduled Caste medical graduates (MBBS, BAMS, BDS, BHMS, DHMS) from Gujarat who want to open their own clinic receive ₹25,000 as a non-repayable grant plus up to ₹2.5 lakh as a 4% interest loan to set up independent practice. Applicants must not be currently employed in any hospital or organization, and must open their clinic within 3 months of receiving funds. Apply at esamajkalyan.gujarat.gov.in or at the nearest SC Welfare district office.
About This Scheme
Scheduled Caste medical graduates (MBBS, BAMS, BDS, BHMS, DHMS) from Gujarat who want to open their own clinic receive ₹25,000 as a non-repayable grant plus up to ₹2.5 lakh as a 4% interest loan to set up independent practice. Applicants must not be currently employed in any hospital or organization, and must open their clinic within 3 months of receiving funds. Apply at esamajkalyan.gujarat.gov.in or at the nearest SC Welfare district office.
Full official description
The scheme “Dr. P. G. Solanki Scheme for Loan/Assistance to Medical Graduate Doctors of Scheduled Caste” was launched by the Director Scheduled Caste Welfare, Department of Social Justice & Empowerment, Government of Gujarat. The scheme was launched in the year 1976. Under the scheme, loans/financial assistance is provided to the Scheduled Caste Medical Graduates possessing qualifications such as M.B.B.S, B.S.A.M, B.A.M.S, B.A.M (Ayurveda), B.D.S (Dental) Homeopathic Degree/ BHMS and DHMS in Diploma, and Homeopathic Degree/Diploma (BHMS and DHMS in Diploma) to start their independent profession.
Benefits
- Non-repayable subsidy/grant of ₹25,000
- Low-interest loan up to ₹2,50,000 at 4% per annum interest
- Loan repayable in monthly installments of ₹5,000 over 12 months
Who Can Apply (Eligibility)
- Must hold a recognized medical degree: MBBS, BSAM, BAMS, BAM (Ayurveda), BDS, BHMS, or DHMS (diploma)
- Must belong to the Scheduled Caste (SC) community
- Must be a Gujarat state resident
- Annual family income must not exceed ₹6,00,000 (rural or urban)
- Must not be currently employed in any government hospital or private organization
- Benefit available only once per family
- Must open the clinic within 3 months of receiving financial assistance
- Homeopathic doctors must practice only pure homeopathy
How to Apply
Step 01: The eligible applicant may visit the e-Samaj Kalyan Portal: https://esamajkalyan.gujarat.gov.in/ Step 02: On the home page, under the tab ‘Citizen Login’, click on New User ‘Please Register Here’. Step 03: Enter your Full Name as per Aadhaar Card, Gender, Date of Birth, Aadhaar Card Number, Email ID, Caste etc. and then click on ‘Register’. Step 04: After successful registration, the applicants can login through their User ID and Password. Step 05: Now, click on ‘User Profile’ to update your profile. Step 06: Fill in all the mandatory information and then click on ‘Update’. Step 07: After updating the profile successfully, select the scheme appearing on the home page; an application form will open. Step 08: Fill in all the mandatory details in the application form and upload all the relevant documents. Step 09: Now agree with the terms & conditions and click on ‘Save Application’. Step 10: Submit the application form and take out the print of the application for future reference. The applicant can note down the application number to track the application status by logging into the portal using their User ID and Password. User Manual
Step 01: The eligible applicant may visit the nearest office of the District Deputy Director, Scheduled Caste Welfare, and collect the application form. The application form can also be downloaded from the official website. Step 02: In the application form, fill in all the mandatory fields, paste the passport-sized photograph (signed across, if required), and attach copies of all the mandatory documents (self-attest, if required). Step 03: Submit the duly filled and signed application form along with the documents to the concerned authority in the office. Step 04: Request a receipt or acknowledgment from the concerned authority to whom the application has been submitted.
Frequently Asked Questions
Who are the beneficiaries of this scheme?
Scheduled Caste Medical Graduate Doctors possessing qualifications such as M.B.B.S, B.S.A.M, B.A.M.S, B.A.M (Ayurveda), B.D.S (Dental), Homeopathic Degree/ BHMS and DHMS in Diploma, and Homeopathic Degree/Diploma (BHMS and DHMS in Diploma) are eligible.
What financial assistance is provided under this scheme?
Beneficiaries receive a subsidy/assistance of [?]25,000/- and a loan of up to [?]2,50,000/- at an interest rate of 4%.
What are the eligibility criteria for applicants?
Applicants must be Medical Graduate Doctors belonging to the Scheduled Caste category and natives of Gujarat state. Their annual income limit should not exceed [?]6,00,000/- for rural and urban areas.
Can applicants be employed in government hospitals or private organizations?
No, applicants should not be employed in government hospitals or private organizations.
How many times can a family avail the benefit of this scheme?
The benefit is available only once to one person in the family. If another family member is involved, all loan assistance and expenses will be recovered from the applicant.
What is the repayment plan for the loan?
Repayment is made in monthly installments of [?]5,000/- for 12 months after loan sanction.
Within what timeframe should the clinic be started after receiving government assistance?
The clinic must be started within 3 months after receiving government assistance.
Are there any restrictions on the practice for homeopathic doctors?
Yes, homeopathic doctors must practice only pure homeopathy.
Where can eligible applicants apply for this scheme?
Eligible applicants can apply through the e-Samaj Kalyan Portal: https://esamajkalyan.gujarat.gov.in/
Ready to apply?
Visit the official government portal to apply for this scheme.
Apply on myScheme.gov.inDocuments Required
- Passport Size Photograph
- Aadhaar Card of the applicant
- Caste certificate
- Proof of annual income of the family
- Proof of Residence (Any one of Electricity Bill/Licence/Rent Agreement/Electoral Card/Ration Card)
- Copy of registration
- Certificate of Medical Graduate Degree
- Proof of the age of the applicant/School leaving certificate (if any)
- Copy of first page of Bank Passbook/Cancelled Check (in applicant's name)
- Surety bond
- [Guarantee Sheet](https://esamajkalyan.gujarat.gov.in/ApplicationDocuments//SC/DLApplicationDocument.pdf) 1. Eligibility for loan repayment
- Agreement
- [Affidavit](https://esamajkalyan.gujarat.gov.in/ApplicationDocuments//SC/DLApplicationDocument.pdf) 1. Property of Guarantor-1
- Property of Guarantor-2
- Any other documents as required
- [Application Attachments](https://esamajkalyan.gujarat.gov.in/ApplicationDocuments//SC/DLApplicationDocument.pdf)