Gujarat State Banking,Financial Services and Insurance

Dr. P. G. Solanki Scheme for Loan/Assistance to Medical Graduate Doctors of Scheduled Caste

₹25,000 subsidy + ₹2.5 lakh loan at 4% · SC medical doctors · Gujarat

Scheduled Caste medical graduates (MBBS, BAMS, BDS, BHMS, DHMS) from Gujarat who want to open their own clinic receive ₹25,000 as a non-repayable grant plus up to ₹2.5 lakh as a 4% interest loan to set up independent practice. Applicants must not be currently employed in any hospital or organization, and must open their clinic within 3 months of receiving funds. Apply at esamajkalyan.gujarat.gov.in or at the nearest SC Welfare district office.

Social Justice and Empowerment Department For: Individual Official Source
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About This Scheme

Scheduled Caste medical graduates (MBBS, BAMS, BDS, BHMS, DHMS) from Gujarat who want to open their own clinic receive ₹25,000 as a non-repayable grant plus up to ₹2.5 lakh as a 4% interest loan to set up independent practice. Applicants must not be currently employed in any hospital or organization, and must open their clinic within 3 months of receiving funds. Apply at esamajkalyan.gujarat.gov.in or at the nearest SC Welfare district office.

Full official description

The scheme “Dr. P. G. Solanki Scheme for Loan/Assistance to Medical Graduate Doctors of Scheduled Caste” was launched by the Director Scheduled Caste Welfare, Department of Social Justice & Empowerment, Government of Gujarat. The scheme was launched in the year 1976. Under the scheme, loans/financial assistance is provided to the Scheduled Caste Medical Graduates possessing qualifications such as M.B.B.S, B.S.A.M, B.A.M.S, B.A.M (Ayurveda), B.D.S (Dental) Homeopathic Degree/ BHMS and DHMS in Diploma, and Homeopathic Degree/Diploma (BHMS and DHMS in Diploma) to start their independent profession.

Benefits

  • Non-repayable subsidy/grant of ₹25,000
  • Low-interest loan up to ₹2,50,000 at 4% per annum interest
  • Loan repayable in monthly installments of ₹5,000 over 12 months

💡 Why Startups Should Care

For newly qualified SC doctors, ₹2.5 lakh at 4% interest plus a ₹25,000 subsidy covers meaningful startup costs for a clinic — equipment, furnishing, and initial working capital — to begin independent practice.

Who Can Apply (Eligibility)

  • Must hold a recognized medical degree: MBBS, BSAM, BAMS, BAM (Ayurveda), BDS, BHMS, or DHMS (diploma)
  • Must belong to the Scheduled Caste (SC) community
  • Must be a Gujarat state resident
  • Annual family income must not exceed ₹6,00,000 (rural or urban)
  • Must not be currently employed in any government hospital or private organization
  • Benefit available only once per family
  • Must open the clinic within 3 months of receiving financial assistance
  • Homeopathic doctors must practice only pure homeopathy

How to Apply

  1. Visit the e-Samaj Kalyan Portal (esamajkalyan.gujarat.gov.in).
  2. Register or log in and select this scheme.
  3. Fill in personal, educational, and practice setup details.
  4. Upload caste certificate, income proof, and residence proof.
  5. Submit the application and track status on the portal.

Frequently Asked Questions

Who are the beneficiaries of this scheme?

Scheduled Caste Medical Graduate Doctors possessing qualifications such as M.B.B.S, B.S.A.M, B.A.M.S, B.A.M (Ayurveda), B.D.S (Dental), Homeopathic Degree/ BHMS and DHMS in Diploma, and Homeopathic Degree/Diploma (BHMS and DHMS in Diploma) are eligible.

What financial assistance is provided under this scheme?

Beneficiaries receive a subsidy/assistance of [?]25,000/- and a loan of up to [?]2,50,000/- at an interest rate of 4%.

What are the eligibility criteria for applicants?

Applicants must be Medical Graduate Doctors belonging to the Scheduled Caste category and natives of Gujarat state. Their annual income limit should not exceed [?]6,00,000/- for rural and urban areas.

Can applicants be employed in government hospitals or private organizations?

No, applicants should not be employed in government hospitals or private organizations.

How many times can a family avail the benefit of this scheme?

The benefit is available only once to one person in the family. If another family member is involved, all loan assistance and expenses will be recovered from the applicant.

What is the repayment plan for the loan?

Repayment is made in monthly installments of [?]5,000/- for 12 months after loan sanction.

Within what timeframe should the clinic be started after receiving government assistance?

The clinic must be started within 3 months after receiving government assistance.

Are there any restrictions on the practice for homeopathic doctors?

Yes, homeopathic doctors must practice only pure homeopathy.

Where can eligible applicants apply for this scheme?

Eligible applicants can apply through the e-Samaj Kalyan Portal: https://esamajkalyan.gujarat.gov.in/

Ready to apply?

Visit the official government portal to apply for this scheme.

Apply on myScheme.gov.in

Documents Required

  • Passport-size photograph
  • Aadhaar card of the applicant
  • Caste certificate
  • Proof of annual income of the family
  • Proof of residence

Tags

LoanMedical GraduateDoctorsScheduled Caste
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