Dr. P. G. Solanki Scheme for Loan/Assistance to Medical Post Graduate Doctors of Scheduled Caste
This Gujarat state scheme provides loans and financial assistance to Scheduled Caste (SC) doctors who have completed their medical post-graduation (MD or MS) and want to set up an independent clinic or consultation practice. Benefits include a one-time subsidy of ₹50,000 and a loan of up to ₹3 lakh at 4% annual interest. Apply online through the e-Samaj Kalyan portal at esamajkalyan.gujarat.gov.in, or visit the nearest District Deputy Director (SC Welfare) office.
About This Scheme
This Gujarat state scheme provides loans and financial assistance to Scheduled Caste (SC) doctors who have completed their medical post-graduation (MD or MS) and want to set up an independent clinic or consultation practice. Benefits include a one-time subsidy of ₹50,000 and a loan of up to ₹3 lakh at 4% annual interest. Apply online through the e-Samaj Kalyan portal at esamajkalyan.gujarat.gov.in, or visit the nearest District Deputy Director (SC Welfare) office.
Full official description
The scheme “Dr. P. G. Solanki Scheme for Loan/Assistance to Medical Post Graduate Doctors of Scheduled Caste” was launched by the Director Scheduled Caste Welfare, Department of Social Justice & Empowerment, Government of Gujarat. The scheme was launched in the year 1982. Under the scheme, loans/financial assistance is given to the Scheduled Caste Medical Post Graduate (M.D/M.S) Doctors to start their independent profession/clinic consultation room, etc.
Benefits
- One-time subsidy/grant of ₹50,000
- Loan of up to ₹3,00,000 at 4% interest per annum
- Repayment over 4 years in equal monthly installments (starts after completing bank/financial institution loan installment, or after 8 years — whichever is earlier)
- Option to repay the outstanding amount early without penalty
Who Can Apply (Eligibility)
- Must be a Scheduled Caste candidate and a permanent native of Gujarat
- Must have completed a medical post-graduation degree (MD or MS)
- No income limit — all SC doctors are eligible
- Cannot be availing a similar government scheme simultaneously
- MBBS/BSAM/BAMS/BDS graduates who previously received a loan for starting independent practice under a related SC scheme are not eligible
How to Apply
Step 01: The eligible applicant may visit the e-Samaj Kalyan Portal: https://esamajkalyan.gujarat.gov.in/ Step 02: On the home page, under the tab ‘Citizen Login’, click on New User ‘Please Register Here’. Step 03: Enter your Full Name as per Aadhaar Card, Gender, Date of Birth, Aadhaar Card Number, Email ID, Caste etc. and then click on ‘Register’. Step 04: After successful registration, the applicants can login through their User ID and Password. Step 05: Now, click on ‘User Profile’ to update your profile. Step 06: Fill in all the mandatory information and then click on ‘Update’. Step 07: After updating the profile successfully, select the scheme appearing on the home page; an application form will open. Step 08: Fill in all the mandatory details in the application form and upload all the relevant documents. Step 09: Now agree with the terms & conditions and click on ‘Save Application’. Step 10: Submit the application form and take out the print of the application for future reference. The applicant can note down the application number to track the application status by logging into the portal using their User ID and Password. User Manual
Step 01: The eligible applicant may visit the nearest office of the District Deputy Director, Scheduled Caste Welfare and collect the application form. The application form can also be downloaded from the official website. Step 02: In the application form, fill in all the mandatory fields, paste the passport-sized photograph (signed across, if required), and attach copies of all the mandatory documents (self-attest, if required). Step 03: Submit the duly filled and signed application form along with the documents to the concerned authority in the office. Step 04: Request a receipt or acknowledgment from the concerned authority to whom the application has been submitted.
Frequently Asked Questions
Who are the beneficiaries of this scheme?
The scheme provides loans/financial assistance to Scheduled Caste Medical Post Graduate (M.D/M.S) Doctors to establish their independent profession/clinic consultation room, etc.
What financial benefits are provided under this scheme?
Beneficiaries receive a subsidy/assistance of [?]50,000/- and a loan of up to [?]3,00,000/- at an interest rate of 4%.
What are the eligibility criteria for applicants?
Applicants must be Medical Post Graduate (M.D/M.S) Doctors belonging to the Scheduled Caste category and natives of Gujarat state. There is no income limit.
Can applicants avail benefits from other similar government schemes simultaneously?
No, applicants availing benefits under this scheme cannot avail benefits from any other similar government scheme.
Are there any restrictions for Scheduled Caste students with graduate medical degrees (MBBS, B.S.A.M., B.A.M.S., and B.D.S.) who have previously benefited from loan/assistance schemes?
Yes, Scheduled Caste post-graduate doctors in this category are not entitled to any loan/assistance under this scheme.
How is the loan assistance for margin money meant to be utilized?
It must be used only for the purpose for which it is given. Any misuse will result in the recovery of the amount with penal interest.
How long is the repayment period for the sanctioned loan?
The sanctioned loan will be recovered over a period of four years in equal monthly installments after the completion of the installment, including interest on the loan taken by the applicant from the bank or other financial institution, or after eight years, whichever is earlier.
Can the applicant repay the outstanding amount earlier than the stipulated time?
Yes, the applicant is free to repay the outstanding amount earlier than the stipulated time.
What happens if the applicant fails to repay the sanctioned loan within the stipulated time?
A penal interest at the rate of 2.50% will be charged along with the installments if the applicant fails to repay the sanctioned loan within the stipulated time.
How to apply under the scheme?
Eligible applicants can apply through the e-Samaj Kalyan Portal: https://esamajkalyan.gujarat.gov.in/
Ready to apply?
Visit the official government portal to apply for this scheme.
Apply on myScheme.gov.inDocuments Required
- Passport Size Photograph
- Aadhaar Card of the applicant
- Caste certificate
- Election Identity Card
- Proof of Residence (Any one of Electricity Bill/License/Rent Agreement/Electoral Card/Ration Card)
- Copy of registration
- Certificate of Medical Post Graduate Degree
- Proof of age of applicant/School leaving certificate (if any)
- Copy of first page of bank passbook/cancelled cheque (in the name of the applicant)
- Guarantee letter of property
- [Specimen of security bond](https://esamajkalyan.gujarat.gov.in/ApplicationDocuments//SC/PGDLApplicationDocument.pdf)- Eligibility for loan repayment
- [Agreement](https://esamajkalyan.gujarat.gov.in/ApplicationDocuments//SC/PGDLApplicationDocument.pdf)- [Affidavit](https://esamajkalyan.gujarat.gov.in/ApplicationDocuments//SC/PGDLApplicationDocument.pdf)- Property of Guarantor-1
- Property of Guarantor-2
- Any other documents as required
- [Application Attachments](https://esamajkalyan.gujarat.gov.in/ApplicationDocuments//SC/PGDLApplicationDocument.pdf)