Establishment of 1 to 20 Milch Animal Farm
12% interest subsidy on dairy farm loans · 1–20 milch animals · Gujarat livestock farmers
This Gujarat scheme helps livestock farmers, agricultural laborers, landless individuals, Maldhari pastoralists, and educated unemployed people start or expand a dairy farming unit with 1 to 20 cows or buffaloes. The government provides a 12% interest subsidy on bank loans taken for setting up the dairy unit, significantly reducing the cost of borrowing. Apply online through the I-Khedut Portal at ikhedut.gujarat.gov.in.
About This Scheme
This Gujarat scheme helps livestock farmers, agricultural laborers, landless individuals, Maldhari pastoralists, and educated unemployed people start or expand a dairy farming unit with 1 to 20 cows or buffaloes. The government provides a 12% interest subsidy on bank loans taken for setting up the dairy unit, significantly reducing the cost of borrowing. Apply online through the I-Khedut Portal at ikhedut.gujarat.gov.in.
Full official description
The "Establishment of 1 to 20 Milch Animal Farm" scheme introduced by the Agriculture, Farmers Welfare and Cooperation Department, Gujarat, provides financial assistance in the form of an interest subsidy to livestock farmers to take up animal husbandry as a sustainable business. The scheme benefits livestock farmers by reducing their financial burden, thereby promoting large-scale dairy farming.
Benefits
- 12% interest subsidy on the bank loan amount (based on NABARD unit cost or bank-approved amount, whichever is lower)
💡 Why Startups Should Care
Agri-fintech or dairy-tech startups can use this 12% interest subsidy as a demand lever — for a farmer borrowing ₹5 lakh for a dairy unit, this subsidy saves ₹60,000 per year, making lending and equipment leasing products more viable.
Who Can Apply (Eligibility)
- Must be a livestock farmer, agricultural laborer, small/marginal farmer, landless person, Maldhari (pastoralist), or an educated unemployed individual
- Must have taken or plan to take a bank loan for purchasing 1–20 dairy animals (cows or buffaloes)
- Must have access to suitable land, livestock, and water facilities
- SC/ST animal owners in Gujarat are also eligible under this scheme
How to Apply
- Visit ikhedut.gujarat.gov.in and register as a Beneficiary — select "Farmer" type, enter your District, Taluka, Village, account details, mobile, and email, then verify via OTP.
- Log in and click "Schemes" → "Animal Husbandry Schemes."
- Select this scheme and click "Apply New" to start a fresh application.
- Complete all fields, confirm the application, and take a printout.
- Submit the signed printout with your documents to the local Taluka office.
- Track your status at ikhedut.gujarat.gov.in/public/frm_Applicant_Corner.aspx.
Frequently Asked Questions
What is the objective of the "Establishment of 1 to 20 Milch Animal Farm" scheme?
The "Establishment of 1 to 20 Milch Animal Farm" scheme aims to provide financial assistance in the form of an interest subsidy to livestock farmers.
Who is eligible to apply for this scheme?
Any livestock farmer, including agricultural laborers, small and marginal farmers, landless individuals, Maldhari (pastoralists), and educated unemployed individuals, is eligible to apply.
What is the primary benefit of this scheme?
The scheme provides a 12% interest subsidy on loans taken for setting up dairy farms with 1 to 20 milch animals (cows and buffaloes), reducing the financial burden on farmers.
Is this scheme available for Scheduled Caste (SC) and Scheduled Tribe (ST) livestock owners?
Yes, the scheme is available for SC and ST livestock owners, ensuring inclusivity and financial support for marginalized communities.
Is land ownership mandatory for eligibility under this scheme in certain cases?
Yes, the Livestock Owners must have land or access to land along with necessary livestock and water facilities to be eligible for the scheme.
What type of animals are covered under this scheme?
This scheme is applicable to milch animals such as cows and buffaloes for dairy farming purposes.
Can an individual apply without taking a bank loan?
No, it is mandatory for the applicant to take a loan from a bank in order to be eligible for the interest subsidy under this scheme.
Where should the applicant submit their application?
The application must be submitted online through the I Khedut portal for further processing and verification.
What documents are required to apply for the scheme?
The applicant must submit proof of land or house ownership, bank loan approval documents, and other necessary documents required by the bank.
Who verifies the application after submission?
The application is verified by the Veterinary Officer at the local veterinary dispensary and then sent to the Deputy Director of Animal Husbandry, District Panchayat for approval.
Ready to apply?
Visit the official government portal to apply for this scheme.
Apply on myScheme.gov.inDocuments Required
- Proof of land or house ownership (or lease agreement)
- Bank loan approval documents
- Aadhaar card