Gujarat State Housing & Shelter

Housing Subsidy Scheme (GBOCWWB)

A Gujarat state scheme for registered construction workers that helps cover the interest cost on home loans. Eligible workers receive ₹30,000 per year for 5 consecutive years (total ₹1.5 lakh) as a subsidy on bank loans taken to buy a house. Apply online via the Sanman Portal (sanman.gujarat.gov.in) or visit the BOCW Board's nearest district office.

Labour and Employment Department For: Individual Official Source
Share: WhatsApp Twitter/X

About This Scheme

A Gujarat state scheme for registered construction workers that helps cover the interest cost on home loans. Eligible workers receive ₹30,000 per year for 5 consecutive years (total ₹1.5 lakh) as a subsidy on bank loans taken to buy a house. Apply online via the Sanman Portal (sanman.gujarat.gov.in) or visit the BOCW Board's nearest district office.

Full official description

The “Housing Subsidy Scheme” is implemented by the Gujarat Building and Other Construction Worker’s Welfare Board (GBOCWWB), Labour, Skill Development & Employment Department, Government of Gujarat. The main objective of this scheme is to provide financial assistance to construction workers registered with the Gujarat Building and Other Construction Worker’s Welfare Board to build their own houses. In order to provide financial relief to the construction workers by giving subsidies for the houses purchased by them and to provide social stability to the construction workers, the "Housing Subsidy" schemewasn started in the year 2021-22. It is planned to provide financial relief and social stability to construction workers through providing subsidies.

Benefits

  • ₹30,000 per year for 5 years = total ₹1,50,000 housing subsidy
  • Disbursed directly into the worker's home loan account via Direct Benefit Transfer (DBT)
  • Applicable on bank loans up to ₹15 lakh for house purchase

Who Can Apply (Eligibility)

  • Must be registered with the Gujarat Building and Other Construction Worker's Welfare Board (GBOCWWB) for at least 2 years at time of application
  • House must have been purchased (documented) after June 29, 2020; application must be submitted within 1 year of purchase date
  • Bank loan must not exceed ₹15 lakh with a repayment tenure of 10 years or more
  • Neither the worker nor their spouse should own any other house or property (requires a sworn affidavit)
  • Must submit bank loan interest certificate or loan statement each financial year to continue receiving the subsidy

How to Apply

1
Online

Application Process for ‘E-Nirman Card’ under the GBOCWWB:

Step 01: The applicant may visit the e-Nirman Portal: https://enirmanbocw.gujarat.gov.in/ Step 02: On the home page, under the tab ‘Login to Portal’, click on ‘[Please Register Here](Registration: https://enirmanbocw.gujarat.gov.in/Registration.aspx)’. Step 03: Enter all the mandatory information and then click on ‘Register’. Step 04: After successful registration, the applicants can login through their User ID and Password. Step 05: Now, update your profile by entering all the necessary details as required and click on ‘Update’. Step 06: Select the ‘Construction Works Form’ and fill out all the mandatory information in the form. Step 07: Upload all the relevant documents, agree with the terms & conditions, and submit the form. Step 08: Once the application has been submitted, an application Number is generated which can be kept for future reference.

Process to track Application Status:

Step 01: The applicant may visit the e-Nirman Portal: https://enirmanbocw.gujarat.gov.in/ Step 02: On the home page, click on ‘View Citizen Application Status’. Step 03: Enter the Application Number and Date of Birth. Step 04: Now click on ‘View Status’.

Application Process for Scheme Benefit:

Step 01: The applicant may visit the Sanman Portal: https://sanman.gujarat.gov.in/ Step 02: On the home page, under the tab ‘Citizen Login’, click on ‘Please Register Here’. Step 03: Enter your Aadhaar Card Number, select user type, and then enter your E-Nirman Card Number. Step 04: Now, click on ‘Fetch’ & submit the details. Step 05: After successful registration, the applicants can login through their User ID and Password. Step 06: Now, select the scheme and read the instructions carefully for the selected scheme. Step 07: Fill out the application form and upload all the relevant documents. Step 08: Agree with the Rules & Regulations and submit the application form. A confirmation email with the application Number will be sent to the registered email ID.

2
Offline

Application Process:

Step 01: The applicant may visit the district office of the BOCW Board and collect the application form. Step 02: Fill out the form completely and attach all the relevant documents. Step 03: Submit the filled application form to the District Project Manager.

Post-Application Process:

Step 01: The application form is submitted by the construction worker, followed by the application form by the District Project Manager will verify and approve. Step 02: After that, the application will be verified and approved by the district inspector and sent to the head office. Step 03: The State Project Manager of the Head Office will verify the application and send it to the Government Labour Officer (GLO). Step 04: After that by verifying the application by the Government Labour Officer of the Head Office and then by the Member Secretary will be approved. Step 05: After approval of the application, the Accounts Officer will credit the assistance through DBT (Direct Benefit Transfer) to the loan account of the construction worker.

Frequently Asked Questions

What is the Gujarat Housing Subsidy Scheme?

The Gujarat Housing Subsidy Scheme is a program initiated by the Gujarat Building and Other Construction Worker's Welfare Board (GBOCWWB) to provide financial assistance to registered construction workers for building their own houses.

What are the benefits provided under the scheme?

Registered construction workers can receive an assistance of [?]1,50,000/- over a duration of 5 years, with [?]30,000/- disbursed annually, subject to the terms of assistance.

Who is eligible to benefit from the scheme?

Construction workers registered with the Gujarat Building and Other Construction Worker's Welfare Board are eligible to avail the benefits of the scheme.

What is the minimum registration period required to apply for the scheme?

Applicants must have a minimum of 2 years of registration with the construction worker's board at the time of applying for scheme benefits.

What is the deadline for applying for benefits under the scheme?

The application must be made within one year from the date of the document mentioned in the house purchase document, provided it's after the scheme's resolution date of 29/06/2020.

Is there a limit on the loan amount for house purchase to be eligible for the subsidy?

Yes, the maximum loan amount for house purchase should not exceed [?]15 lakh, and the loan tenure should be 10 years or more.

Can a registered construction worker already owning a house avail of the scheme benefits?

No, registered construction workers who already own a house or property in joint ownership are not eligible for the scheme benefits.

Is there a requirement to renew the application annually?

Yes, registered construction workers receiving benefits under the scheme need to submit a written proposal annually at the district office of the concerned board.

How to apply under the scheme?

The applicant may visit the Sanman Portal: https://sanman.gujarat.gov.in/

Can an an applicant also apply through offline mode?

Yes, for availing of the benefits of the scheme, the applicant may visit the district office of the BOCW Board.

Ready to apply?

Visit the official government portal to apply for this scheme.

Apply on myScheme.gov.in

Documents Required

  • > **Documents required for ‘E-Nirman Card’ under the GBOCWWB:**
  • Photograph of the worker
  • Aadhaar Card
  • Ration Card
  • Caste Category certificate, if applicable
  • Proof of age (Birth certificate/Driving Licence/PAN Card/Voter ID Card)
  • [Self-declaration](https://enirmanbocw.gujarat.gov.in/ApplicationDocuments/SelfCertificateLatest.pdf) certificate 1. Employer Certificate
  • Bank Passbook/cancelled Cheque
  • Any other documents as required
  • > **Documents required for Scheme Benefit:**
  • e-Nirman Card of the worker
  • Copy of Identity Card (Red Book) regarding enrollment in the Board
  • Copy of Aadhaar Card
  • Copy of building document
  • Proof of taking a loan (loan sanction letter)
  • Annual Loan Statement/Annual Interest Certificate
  • Copy of Housing Loan Passbook/ Statement
  • Any other documents as required

Tags

Building WorkerConstruction WorkerLabourHouseFinancial AssistanceLoan
Back to All Schemes