Central Govt Banking,Financial Services and InsuranceSocial welfare & Empowerment

Indira Gandhi National Disability Pension Scheme

₹300–500/month pension · disabled BPL individuals aged 18+ · India

This central government scheme provides a monthly pension to severely disabled Indians (80%+ disability) aged 18 and above who belong to Below Poverty Line families. Pensioners aged 18–79 receive ₹300/month and those 80 and above receive ₹500/month, credited directly to their bank account. Apply online via the UMANG app or offline at your local Gram Panchayat or Municipal office.

Ministry Of Rural Development For: Individual Official Source
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About This Scheme

This central government scheme provides a monthly pension to severely disabled Indians (80%+ disability) aged 18 and above who belong to Below Poverty Line families. Pensioners aged 18–79 receive ₹300/month and those 80 and above receive ₹500/month, credited directly to their bank account. Apply online via the UMANG app or offline at your local Gram Panchayat or Municipal office.

Full official description

Indira Gandhi National Disability Scheme was launched on February 2009 by the Ministry of Rural Development headed by the Central Government to support the disabled people in our country. This scheme introduced under National Social Assistance Program provides monthly pension to disabled people for the prosperity of their lives. Any disabled person whose age is more than 18 years, and with disability 80% or more belonging to the poverty line can apply for this scheme.

Benefits

  • ₹300/month pension for disabled persons aged 18–79
  • ₹500/month pension for disabled persons aged 80 and above
  • Pension paid directly to bank or post office account via Direct Benefit Transfer (DBT)

💡 Why Startups Should Care

While a modest monthly amount, this pension provides disabled individuals from poor families a baseline of financial independence — potentially freeing up small amounts of household income that could otherwise go toward micro-business capital.

Who Can Apply (Eligibility)

  • Must be an Indian resident aged 18 years or above
  • Must have a disability of 80% or more (physical or mental); dwarfism is also eligible
  • Must belong to a Below Poverty Line (BPL) household
  • Disability must be certified by a recognized medical authority

How to Apply

  1. Download the UMANG App or visit the UMANG website.
  2. Log in and navigate to the pension scheme section.
  3. Submit BPL card, Aadhaar card, and age proof.
  4. Complete the application through the app/website.
  5. Pension is credited monthly after approval.

Frequently Asked Questions

What Are Different Modes Of Receiving Pension?

One can receive pension amount in Bank Account, Post Office Account, Postal Money Order or in hand cash.

Who Will Disburse In Hand Cash?

In hand cash will be disbursed by Pension Disbursement Authority of respective Sub District/Municipal Area. One can select the pension disbursement authority while filling online application form on UMANG.

Can I Apply Online?

Yes, One can apply through UMANG. https://web.umang.gov.in/web_new/home

Is The Offline Application Process Same For All States?

The offline application process might vary slightly from state to state.

How Can I Track My Application Status?
Can I Apply For Multiple Disabilities?

Yes.

Ready to apply?

Visit the official government portal to apply for this scheme.

Apply on myScheme.gov.in

Documents Required

  • BPL card
  • Aadhaar card
  • Age proof (birth certificate, school certificate, ration card, or EPIC)

Tags

Differently AbledPensionBelow Poverty Line - BPL
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