Janta Juth Accidental Insurance Scheme
"Janta Juth" is a 100% state-funded accidental insurance scheme for all registered farmers in Gujarat, launched in 1996. It covers accidental death or permanent disability of the farmer, their spouse, or children aged 5–70, with a payout of up to ₹2 lakhs — and the state government pays the insurance premium entirely, so the farmer pays nothing. Apply within 150 days of the accident at your District Agriculture Officer's office.
About This Scheme
"Janta Juth" is a 100% state-funded accidental insurance scheme for all registered farmers in Gujarat, launched in 1996. It covers accidental death or permanent disability of the farmer, their spouse, or children aged 5–70, with a payout of up to ₹2 lakhs — and the state government pays the insurance premium entirely, so the farmer pays nothing. Apply within 150 days of the accident at your District Agriculture Officer's office.
Full official description
"Janta Juth" is a Farmer's Accidental Insurance Scheme launched by the Govt. of Gujarat on 26th January 1996 to provide economic assistance of upto ₹ 2,00,000 to Farmers in case of Death or Disability. It is a 100% state-sponsored scheme. The main objective is to assist the successor of the farmer in case of death or disability due to an accident. In this scheme, insurance premium is paid by the State Government for all farmers. This scheme is implemented under the Gujarat Community Group-Janta Accidental Insurance Scheme from 01/04/08 through Director of Insurance, Gandhinagar. In case of accidental death or permanent disability, all registered farmers, any child (son/daughter) of the farmer and husband/wife of the farmer having age of 5 to 70 years are beneficiaries for the scheme.
Benefits
- ₹2,00,000 for accidental death or permanent total disability
- ₹2,00,000 for loss of both eyes, both limbs, or one eye and one limb together
- ₹1,00,000 for loss of one eye or one limb
- Insurance premium fully paid by the Gujarat State Government — the farmer pays nothing
Who Can Apply (Eligibility)
- The deceased or disabled person must be a registered farmer (individual or joint land holder), their spouse, or their son/daughter
- Must be between 5 and 70 years of age at the time of the accident
- Death or disability must be caused by an accident — suicide and natural death are not covered
- Application must be filed within 150 days of the accident date
- Beneficiary order: spouse first, then children, then parents, then grandchildren, then dependent unmarried/widowed sister
Exclusions
Suicide or Natural death are not covered in this scheme.
How to Apply
The Applicant Should Submit the Application Along With the Relevant Papers in the Prescribed Format to the Concerned District Agricultural Officer, District Panchayat Within 150 Days From the Date of Death or Date of Accidental Disabilities. NOTE 1: In Case of Accidental Death, the Applicant Will Be an Accidental Farmer's Successor and in the Case of Accidental Disability, the Applicant Will Be a Disabled Person Himself. NOTE 2: Application Received After 150 Days Will Not Be Eligible.
Frequently Asked Questions
When Was "Janta Juth" Scheme Launched?
"Janta Juth" scheme was launched by the Govt. of Gujarat on 26th January 1996.
Does This Scheme Only Covers Permanent Disability?
The scheme provides financial assistance in case of accidental death or permanent disability.
What Shall Be The Amount Of Financial Assistance In Case Of Accidental Death Or Permanent Disability?
In case of accidental death or permanent disability, there shall be 100% assistance of [?] 2,00,000.
What Shall Be The Amount Of Financial Assistance In Case Of Loss Of Both Eyes?
In case of loss of both eyes, a 100% financial assistance of [?] 2,00,000 is provided.
What Shall Be The Amount Of Financial Assistance In Case Of Loss Of One Eye Or One Limb?
In case of accidental loss of one eye or one limb, 50% financial assistance of [?] 1,00,000 is provided.
Who Is The Implementing Agency Under "Janta Juth" Scheme?
The "Janta Juth" scheme is implemented under the Gujarat Community Group-Janta Accidental Insurance Scheme from 01/04/08 through Director of Insurance, Gandhinagar.
Is There A Deadline For The Submission Of The Application Under This Scheme?
Yes, the Application Should Be Made Within 150 Days to the Office of the Concerned District Agriculture Officer.
Who Shall Be The Beneficiary Of The Scheme In Case Of Death Of The Farmer?
In case of death of the farmer, the Child (Son or Daughter) of the farmer or the Husband/ Wife of the farmer can be the beneficiary of the financial assistance.
Is There An Age Criteria For This Scheme?
Yes, The Deceased or the Person with Permanent Disability should be between the age of 5 to 70 years.
Is Death By Suicide Or Unnatural Causes Covered In This Scheme?
No, The Death or Permanent Disability Must Be Due to an Accident.
Is Partial Disability Covered In This Scheme?
No, Partial Disability is not covered in this scheme.
To Whom Shall The Application For The Scheme Be Addressed?
The Applicant Should Submit the Application Along With the Relevant Papers in the Prescribed Format to the Concerned District Agricultural Officer, District Panchayat Within 150 Days From the Date of Death or Date of Accidental Disabilities.
Is The Post Mortem Report Of The Deceased A Mandatory Document?
Yes, Post Mortem Report is a mandatory document in case the farmer died due to an accident.
What Is Hereditary Report Called In Gujarati?
The Hereditary Report is called "Pedhinamu" in Gujarati.
Where Can I Find The Link To The PDF Of The Application Form?
The PDF of the application form can be found in the Annexure -1, 2,3, 3(A),4,5 of the scheme guidelines.
Under What Case The Driver's License Of The Deceased Farmer Needed As A Supporting Document?
The Driver's License of the deceased farmer is needed as a Supporting Document in case the deceased was driving at the time of accident.
Ready to apply?
Visit the official government portal to apply for this scheme.
Apply on myScheme.gov.inDocuments Required
- Application in prescribed form Annexure -1, 2,3, 3(A),4,5
- 7/12, 8-A, Form No: 6 (certified extract after death date)
- Post Mortem Report
- F.I.R & Spot Panchnama Police Inquest Report or Court Order
- Death Certificate & Age Proof
- Case Approval report of Sub Divisional Magistrate.
- Disability certificate of Medical board/Civil Surgeon in the case of permanent disability and Photograph of disablement shown.
- Valid Driving License in case of Deceased was driving at the time of accident.
- Indemnity Bond
- Hereditary Report (Pedhinamu)
- Hereditary Report (Pedhinamu) in Successor case (When the husband/wife are not Successor)
- Any other proof asked by Director of Insurance