Mahila Samriddhi Yojana (for women only) GNTDNT
Women from Nomadic and Denotified Caste communities in Gujarat can access microfinance loans up to ₹1.25 lakh at just 4% annual interest to start or grow a business of their choice. The loan requires zero contribution from the beneficiary and is repaid over 48 monthly installments. Apply online via the Gujarat Nomadic and Denotified Tribes Development Corporation portal at gndcdconline.gujarat.gov.in.
About This Scheme
Women from Nomadic and Denotified Caste communities in Gujarat can access microfinance loans up to ₹1.25 lakh at just 4% annual interest to start or grow a business of their choice. The loan requires zero contribution from the beneficiary and is repaid over 48 monthly installments. Apply online via the Gujarat Nomadic and Denotified Tribes Development Corporation portal at gndcdconline.gujarat.gov.in.
Full official description
The scheme "Mahila Samriddhi Yojana" by the Social Justice and Empowerment Department, Government of Gujarat, aims to create a microfinance scheme for women of target groups and women entrepreneurs doing independent business to create self-employment for women of nomadic and denotified castes. Under this scheme, women beneficiaries will be able to pursue a business/occupation of their choice. Gujarat Nomadic and Denotified Castes Development Corporation implement the scheme.
Benefits
- Loan up to ₹1,25,000 for a business of the applicant's choice
- Interest rate: 4% per annum (subsidized)
- Zero beneficiary contribution — 100% funded (95% National Corporation + 5% State Government)
- Repayable in 48 equal monthly installments including interest
Who Can Apply (Eligibility)
- Must be a woman from a Nomadic or Denotified Caste in Gujarat
- Age between 21 and 50 years on the date of application
- Family annual income up to ₹3,00,000 (priority given to families with income up to ₹1,50,000)
- Must have experience in a technical or skilled trade/business
- Must provide suitable collateral to secure the loan
How to Apply
Step 1: Visit the Official Portal
- Go to the Official Website Gujarat Nomadic and Denotified Tribes Development Corporation. - Scroll down on the homepage, find the "Mahila Samriddhi Yojana" and click on "Apply Now".
- You will be directed to the application form.
Step 2: Access and Fill Out the Application Form
- Complete all sections under "Applicant information," including full name, father/husband's name, gender, complete address details, contact numbers, Aadhaar No., parents/husband/guardian occupation and income details. Also provide Date of Birth, Age, Caste, and Subspecies. Also, if you are disabled and provide a percentage.
- If you have taken a past loan, select "Yes" or "No". If you selected "Yes", provide loan details (date, amount, paid, remaining) and your account number.
- Provide bank account number, bank name, branch name, name as per account, account type (Saving/Current), MICR code, and IFSC code.
Step 3: Upload Documents
- Go to "Upload Photo" in the menu, then upload your photograph and signature (each file less than 15 KB). Click "Save Photo and Signature"
- Navigate to "Upload Document" in the menu and upload all required files (PDF, JPG, JPEG, PNG only).
Step 4: Review and Final Submission
- Carefully review each module. Use the preview option to examine the application before final submission. Fill out the provided "CAPTCHA" and Click on “Submit”.
Track and Review Status
- Applicant will receive an Application ID/Reference Number. Save or print the acknowledgement for future tracking.
- Go to the Official Website Gujarat Nomadic and Denotified Tribes Development Corporation. - Scroll down and locate the Know App Status. Click on "Know App Status".
- Select the Scheme name, Enter App No., and Birth Date. Fill out the Captcha and click on Submit.
Frequently Asked Questions
What is the main purpose of the scheme?
The main purpose is to create self-employment for women of Nomadic and Denotified Castes and to support women entrepreneurs doing independent business.
Am I eligible for this loan if I am a woman from a Nomadic or Denotified Caste?
Yes, the applicant must be a woman from a Nomadic or Denotified Caste to be eligible for this loan.
What is the maximum age limit to apply for this scheme?
The applicant's age should not be more than 50 years as on the date of application.
What is the minimum age required to apply for the Mahila Samriddhi Yojana?
The applicant's age should be at least 21 years as on the date of application.
Is collateral required to get a loan under this scheme?
Yes, the applicant will have to provide suitable collateral to get the loan.
Do I need any specific experience to be eligible for the loan?
Yes, the applicant must have experience in a technical and skilled trade or business.
What is the annual interest rate for this loan scheme?
The interest rate will be 4% per annum.
Does the scheme cover the full amount of my business or occupation?
Yes, under this scheme, 100% loan of the business/occupation amount is provided.
What is my contribution to the loan amount?
There is zero beneficiary contribution to the loan amount.
How is the loan amount funded by different entities?
The loan amount consists of 95% National Corporation contribution and 5% State Government contribution.
Where can I find the application form for the scheme?
You can find the application form by visiting the Official Website of Gujarat Nomadic and Denotified Tribes Development Corporation at https://gndcdconline.gujarat.gov.in/ and clicking on "Apply Now" under "Mahila Samriddhi Yojana."
How can I track the status of my application after submission?
You will receive an Application ID/Reference Number, which you can use to track the status by visiting the Official Website and clicking on "Know App Status."
Ready to apply?
Visit the official government portal to apply for this scheme.
Apply on myScheme.gov.inDocuments Required
- Caste Certificate.
- Income Certificate.
- Age Proof.
- Experience Certificate.
- Collateral Documents.
- Photograph.
- Signature.