Mahila Samriddhi Yojana (for women only) GNTDNT
₹1.25 lakh microloan · 4% interest, 100% coverage · nomadic & denotified tribe women
Women from Nomadic and Denotified Caste communities in Gujarat can access microfinance loans up to ₹1.25 lakh at just 4% annual interest to start or grow a business of their choice. The loan requires zero contribution from the beneficiary and is repaid over 48 monthly installments. Apply online via the Gujarat Nomadic and Denotified Tribes Development Corporation portal at gndcdconline.gujarat.gov.in.
About This Scheme
Women from Nomadic and Denotified Caste communities in Gujarat can access microfinance loans up to ₹1.25 lakh at just 4% annual interest to start or grow a business of their choice. The loan requires zero contribution from the beneficiary and is repaid over 48 monthly installments. Apply online via the Gujarat Nomadic and Denotified Tribes Development Corporation portal at gndcdconline.gujarat.gov.in.
Full official description
The scheme "Mahila Samriddhi Yojana" by the Social Justice and Empowerment Department, Government of Gujarat, aims to create a microfinance scheme for women of target groups and women entrepreneurs doing independent business to create self-employment for women of nomadic and denotified castes. Under this scheme, women beneficiaries will be able to pursue a business/occupation of their choice. Gujarat Nomadic and Denotified Castes Development Corporation implement the scheme.
Benefits
- Loan up to ₹1,25,000 for a business of the applicant's choice
- Interest rate: 4% per annum (subsidized)
- Zero beneficiary contribution — 100% funded (95% National Corporation + 5% State Government)
- Repayable in 48 equal monthly installments including interest
💡 Why Startups Should Care
With zero personal contribution required and just 4% interest, this scheme gives nomadic and denotified tribe women a genuine entry point into independent business — ideal for tailoring, retail, or small food ventures.
Who Can Apply (Eligibility)
- Must be a woman from a Nomadic or Denotified Caste in Gujarat
- Age between 21 and 50 years on the date of application
- Family annual income up to ₹3,00,000 (priority given to families with income up to ₹1,50,000)
- Must have experience in a technical or skilled trade/business
- Must provide suitable collateral to secure the loan
How to Apply
- Visit gndcdconline.gujarat.gov.in — official GNDTDC portal.
- Register with your personal details and log in.
- Select the Mahila Samriddhi Yojana scheme.
- Fill in personal, income, and business details.
- Upload caste certificate, income certificate, age proof, and experience certificate.
- Submit the application and save your Reference Number.
Frequently Asked Questions
What is the main purpose of the scheme?
The main purpose is to create self-employment for women of Nomadic and Denotified Castes and to support women entrepreneurs doing independent business.
Am I eligible for this loan if I am a woman from a Nomadic or Denotified Caste?
Yes, the applicant must be a woman from a Nomadic or Denotified Caste to be eligible for this loan.
What is the maximum age limit to apply for this scheme?
The applicant's age should not be more than 50 years as on the date of application.
What is the minimum age required to apply for the Mahila Samriddhi Yojana?
The applicant's age should be at least 21 years as on the date of application.
Is collateral required to get a loan under this scheme?
Yes, the applicant will have to provide suitable collateral to get the loan.
Do I need any specific experience to be eligible for the loan?
Yes, the applicant must have experience in a technical and skilled trade or business.
What is the annual interest rate for this loan scheme?
The interest rate will be 4% per annum.
Does the scheme cover the full amount of my business or occupation?
Yes, under this scheme, 100% loan of the business/occupation amount is provided.
What is my contribution to the loan amount?
There is zero beneficiary contribution to the loan amount.
How is the loan amount funded by different entities?
The loan amount consists of 95% National Corporation contribution and 5% State Government contribution.
Where can I find the application form for the scheme?
You can find the application form by visiting the Official Website of Gujarat Nomadic and Denotified Tribes Development Corporation at https://gndcdconline.gujarat.gov.in/ and clicking on "Apply Now" under "Mahila Samriddhi Yojana."
How can I track the status of my application after submission?
You will receive an Application ID/Reference Number, which you can use to track the status by visiting the Official Website and clicking on "Know App Status."
Ready to apply?
Visit the official government portal to apply for this scheme.
Apply on myScheme.gov.inDocuments Required
- Caste certificate
- Income certificate
- Age proof
- Experience certificate
- Collateral documents
- Photograph and signature