Mahila Samruddhi Yojana (DAADC)
₹50,000 micro business loan · 6% interest · SC Antyodaya women in Gujarat
Mahila Samruddhi Yojana (DAADC) gives SC Antyodaya women in Gujarat a ₹50,000 loan at 6% interest to start a micro or small business. The state government funds 95% of the amount — you contribute just ₹2,500.
About This Scheme
Mahila Samruddhi Yojana (DAADC) gives SC Antyodaya women in Gujarat a ₹50,000 loan at 6% interest to start a micro or small business. The state government funds 95% of the amount — you contribute just ₹2,500.
Full official description
The "Mahila Samruddhi Yojana" is implemented by the Dr. Ambedkar Antyodaya Development Corporation (DAADC) under the Social Justice and Empowerment Department, Government of Gujarat. The scheme aims to promote self-employment and financial independence among women from the Antyodaya Samaj, especially from Scheduled Castes. Under this scheme, loans are provided at a concessional interest rate to eligible women for starting small-scale businesses.
Benefits
- Loan amount: ₹50,000
- Interest rate: 6% per annum
- Your contribution: Only 5% (₹2,500); state covers 95% (₹47,500)
- Purpose: Starting a micro or small business for financial independence
💡 Why Startups Should Care
For SC Antyodaya women looking to start a micro business — tailoring, food stall, craft — this scheme provides ₹50,000 at 6% with the state covering 95% of the loan contribution. That means you only need to arrange ₹2,500 yourself to access ₹50,000 in capital.
Who Can Apply (Eligibility)
Permanent Gujarat resident woman from Scheduled Caste community, part of an Antyodaya family, with annual family income below ₹3 lakh.
How to Apply
- Visit daadconline.gujarat.gov.in and click "Apply Now" in the top menu.
- Click on the "Mahila Samruddhi Yojana" loan scheme.
- Select the loan category and fill in the loan amount.
- Fill in personal information, address, income details, loan requirement, and bank account details.
- Upload Aadhaar, caste certificate, income certificate, ration card, election card, bank passbook, and photo.
- Click "Preview" to verify all details, then click "Submit".
- Save your Application ID/Reference Number for tracking.
Frequently Asked Questions
Who can apply for this scheme?
Scheduled Caste women from Antyodaya or economically backward families in Gujarat.
What is the loan amount under this scheme?
₹50,000/- is provided as a loan.
What is the state government’s contribution?
₹47,500 (95% of the loan) is contributed by the state government.
Can widows apply for this scheme?
Yes, widows are eligible.
What documents are needed?
Aadhaar, caste, income proof, bank details, and others.
How to apply for the scheme?
Apply online at https://daadconline.gujarat.gov.in.
Who implements the scheme?
Dr. Ambedkar Antyodaya Development Corporation.
Can the loan be used for any business?
Yes, for any approved small business or self-employment purpose.
Ready to apply?
Visit the official government portal to apply for this scheme.
Apply on myScheme.gov.inDocuments Required
- Aadhaar card
- Caste certificate
- Income certificate
- Ration card
- Election card copy
- Widow certificate (if applicable)
- Age proof / birth certificate
- Bank passbook or cancelled cheque
- Passport-size photos
- School leaving certificate