Mahila Samruddhi Yojana (DAADC)
Mahila Samruddhi Yojana (DAADC) gives SC Antyodaya women in Gujarat a ₹50,000 loan at 6% interest to start a micro or small business. The state government funds 95% of the amount — you contribute just ₹2,500.
About This Scheme
Mahila Samruddhi Yojana (DAADC) gives SC Antyodaya women in Gujarat a ₹50,000 loan at 6% interest to start a micro or small business. The state government funds 95% of the amount — you contribute just ₹2,500.
Full official description
The "Mahila Samruddhi Yojana" is implemented by the Dr. Ambedkar Antyodaya Development Corporation (DAADC) under the Social Justice and Empowerment Department, Government of Gujarat. The scheme aims to promote self-employment and financial independence among women from the Antyodaya Samaj, especially from Scheduled Castes. Under this scheme, loans are provided at a concessional interest rate to eligible women for starting small-scale businesses.
Benefits
- Loan amount: ₹50,000
- Interest rate: 6% per annum
- Your contribution: Only 5% (₹2,500); state covers 95% (₹47,500)
- Purpose: Starting a micro or small business for financial independence
Who Can Apply (Eligibility)
Permanent Gujarat resident woman from Scheduled Caste community, part of an Antyodaya family, with annual family income below ₹3 lakh.
How to Apply
Step 1: Visit the official website of the Dr. Ambedkar Antyodaya Vikas Nigam (SC). Step 2: On the top menu bar, click on "Apply Now". Step 3: Click on the loan scheme name. Step 4: Select the loan category and fill in the loan amount. Step 5: Fill out the Application Form, enter the following details:
- Personal Information: Name, gender, date of birth, caste, etc.
- Address Information: Permanent and correspondence address
- Income Details: Monthly family income and source
- Loan Requirement: Amount needed, proposed use (e.g., business, self-employment)
- Bank Account Details: For loan disbursement
Step 6: Upload scanned copies of the Caste certificate, Income certificate, Aadhaar card, Passport-size photo, Bank passbook (first page), and Residence proof.
Step 7: Double-check all details. Click on “Preview” to verify. If all details are correct, click “Submit”.
Step 8: Applicant will receive an Application ID/Reference Number. Save or print the acknowledgement for future tracking.
Frequently Asked Questions
Who can apply for this scheme?
Scheduled Caste women from Antyodaya or economically backward families in Gujarat.
What is the loan amount under this scheme?
₹50,000/- is provided as a loan.
What is the state government’s contribution?
₹47,500 (95% of the loan) is contributed by the state government.
Can widows apply for this scheme?
Yes, widows are eligible.
What documents are needed?
Aadhaar, caste, income proof, bank details, and others.
How to apply for the scheme?
Apply online at https://daadconline.gujarat.gov.in.
Who implements the scheme?
Dr. Ambedkar Antyodaya Development Corporation.
Can the loan be used for any business?
Yes, for any approved small business or self-employment purpose.
Ready to apply?
Visit the official government portal to apply for this scheme.
Apply on myScheme.gov.inDocuments Required
- Aadhaar Card
- Bank Passbook/Cancelled Cheque
- Caste Certificate
- Ration Card
- Copy of Election Card
- Widow Certificate
- Age Proof
- Birth Certificate
- Income Certificate
- School Leaving Certificate
- Copy of Electricity Bill