Mahila Samruddhi Yojana (GSKVN)
Female sanitation workers (Safai Kamdars) and their female dependents in Gujarat can get a low-interest loan of up to ₹1 lakh to start a small business of their choice. The loan is offered at just 4% interest through the Gujarat Safai Kamdar Vikas Nigam (GSKVN). Apply online at the eSamajKalyan portal under the Gujarat Safai Kamdar Development Corporation section.
About This Scheme
Female sanitation workers (Safai Kamdars) and their female dependents in Gujarat can get a low-interest loan of up to ₹1 lakh to start a small business of their choice. The loan is offered at just 4% interest through the Gujarat Safai Kamdar Vikas Nigam (GSKVN). Apply online at the eSamajKalyan portal under the Gujarat Safai Kamdar Development Corporation section.
Full official description
The scheme "Mahila Samruddhi Yojana (GSKVN)" by the Social Justice and Empowerment Department, Gujarat Government, aims to provide financial assistance to female Safai Kamdars and their dependents to start small businesses. Through this scheme, loans for various self-employment ventures are provided to eligible female individuals. The scheme is implemented by the Gujarat Safai Kamdar Vikas Nigam (GSKVN).
Benefits
- Loan of up to ₹1,00,000 for starting a small business
- Low interest rate of 4% per annum
- Eligible businesses include: beauty parlour, mobile repairing, sewing, embroidery, grocery shop, animal husbandry, computer shop, electrical shop, bamboo work, and more
Who Can Apply (Eligibility)
- Must be a permanent resident of Gujarat
- Must be a female sanitation worker (Safai Kamdar) or a female dependent of one
- Must be female
- Age must be between 18 and 50 years at the time of application
How to Apply
Registration Process:
Step 1: Go to the eSamajKalyan portal and navigate to the "Gujarat Safai Kamdar Development Corporation" section under the Corporation menu.
Step 2: Click on "Mahila Samruddhi Yojana" and then Apply Now.
Step 3: Click on "New User? Please Register Here".
Step 4: Enter the required details and click Register.
Application Process:
Step 1: Enter your User ID, Password, and Captcha Code, then click "Login".
Step 2: Read the scheme details carefully and click OK.
Step 3: If your permanent address is correct, confirm it. Otherwise, enter your correct address.
Step 4: Click Save & Next to proceed. Upload the relevant documents.
Step 5: If you need to make changes, click "No, Cancel". If all details are correct, click "Yes, Submit".
Step 6: Click Save Application. Note down your Application Number for future reference. You can also take a printout by clicking Print Application.
Check Application Status: Click here.
Frequently Asked Questions
What is the primary aim of this financial assistance scheme?
The primary aim of this program is to provide financial assistance to women sanitation workers and their dependents.
Which government body is responsible for implementing this scheme?
This program is implemented by the Gujarat Safai Kamdar Vikas Nigam (GSKVN), located in Gandhinagar.
What kind of businesses or occupations can be started with the support from this scheme?
You can start various businesses such as Mandap Decoration, Computer, Electrical Shop, Animal Husbandry, Grocery Shop, Bamboo Work, Sewing Work, Embroidery, Beauty Parlor, and Mobile Repairing.
Who is eligible to apply for this scheme?
A female sanitation worker or a female dependent of a sanitation worker is eligible to apply.
What is the age limit for applicants for this assistance scheme?
The applicant's age must be between 18 and 50 years to be eligible.
Have I already received any other government loans to be eligible for this scheme?
You must not have previously obtained any type of loan from this Nigam, any government/semi-government agency, institution, or bank for vehicle purchase or any other business/occupation or employment.
What documents are essential for the application process?
Essential documents include your Aadhaar Card, Ration Card, Election Identity Card, and proof of your total annual income.
What are the accepted proofs of residence for this application?
Accepted proofs of residence include an Electricity Bill, License, Rent Agreement, Electoral Card, or Ration Card.
Am I required to adhere to any rules or terms after receiving the assistance?
Yes, you undertake to abide by the terms and rules set by NSKFDC (National Safai Karamcharis Finance and Development Corporation), New Delhi, and Gujarat Safai Kamdar Vikas Nigam, Gandhinagar.
Are there any forms I need to download, complete manually, and then re-upload?
Yes, the undertaking form and the Safai Kamdar / Safai Kamdar's Dependent Certificate must be downloaded, filled out without overwriting, signed, and then uploaded.
What is involved in filling out the online application form?
You need to fill in all the required personal details, application specifics, and bank information electronically.
Where can I get more information about the services related to this program online?
You can find more details about the service at https://esamajkalyan.gujarat.gov.in/index.aspx?ServiceID=vH7d/5UjC3X2jzzkMD0xuA==.
Ready to apply?
Visit the official government portal to apply for this scheme.
Apply on myScheme.gov.inDocuments Required
- Aadhaar Card
- Ration Card
- Election Identity Card
- Proof of the applicant's total annual income
- Certificate of sanitation worker/dependent
- Proof of Residence (Electricity Bill/License/Rent Agreement/Electoral Card/Ration Card)
- BPL (Below Poverty Line) Certificate (if BPL)
- Copy of the first page of the Bank Passbook/Cancelled Cheque
- Certificate of Death of Husband (if widowed)
- A Letter of Assurance that you have not previously availed of the benefits of this scheme