Mahila Samrudhhi Yojana (Gujarat Gopalak Vikas Nigam)
₹1.25 lakh microloan · 4% interest, 100% coverage · Rabari & Bharwad women Gujarat
Women from Rabari and Bharwad communities in Gujarat can access microfinance loans of up to ₹1.25 lakh to start a business of their choice, with the goal of creating self-employment and financial independence. The scheme is run by the Gujarat Gopalak Vikas Nigam and charges just 4% annual interest. Apply online at the GGVN official website.
About This Scheme
Women from Rabari and Bharwad communities in Gujarat can access microfinance loans of up to ₹1.25 lakh to start a business of their choice, with the goal of creating self-employment and financial independence. The scheme is run by the Gujarat Gopalak Vikas Nigam and charges just 4% annual interest. Apply online at the GGVN official website.
Full official description
The scheme "Mahila Samrudhhi Yojana (Gujarat Gopalak Vikas Nigam)" by the Social Justice and Empowerment Department, Government of Gujarat, aims to provide Microfinance for individual women entrepreneurs to create self-employment for women and make them self-reliant. Under this scheme, loans are provided on an individual basis to women beneficiaries to start a business of their choice. The scheme is implemented by the Gujarat Gopalak Vikas Nigam.
Benefits
- Loan of up to ₹1,25,000 (100% of the approved loan amount)
- Low interest rate of 4% per annum
- No restriction on the type of business you start
💡 Why Startups Should Care
Full loan coverage means Rabari and Bharwad women don't need any upfront savings to access ₹1.25 lakh — a meaningful amount to launch a small trade, retail, or dairy-adjacent business given the community's traditional pastoral background.
Who Can Apply (Eligibility)
- Must be a woman from the Rabari or Bharwad caste (socially and educationally backward classes)
- Age must be between 21 and 45 years
- Annual family income must not exceed ₹3,00,000
How to Apply
- Visit ggdconline.gujarat.gov.in — Gujarat Gopalak Vikas Nigam portal.
- Scroll down and register as a new user.
- Log in and select the Mahila Samrudhhi Yojana scheme.
- Fill in personal, income, and business details.
- Upload Aadhaar, ration card, voter ID, and caste certificate.
- Submit the application and note your Reference Number.
Frequently Asked Questions
What is the purpose of this scheme?
This scheme is a microfinance initiative for individual women entrepreneurs, aiming to create self-employment and make women self-reliant by providing loans to start businesses of their choice.
Who are the intended beneficiaries of this scheme?
The intended beneficiaries are individual women entrepreneurs from the Rabari and Bharwad castes, identified as socially and educationally backwards classes.
What is the interest rate applicable on the loan amount?
The loan amount provided under this scheme has an interest rate of 4% per annum.
What percentage of the loan amount is provided under this scheme?
100% of the loan amount, up to the maximum limit, is provided under this scheme.
What is the age criteria to be eligible for this scheme?
To be eligible, your age should be between 21 and 45 years.
Which castes are specifically targeted under the eligibility criteria?
The scheme specifically targets women belonging to the Rabari and Bharwad castes from the socially and educationally backward classes.
Do I need to be a woman to apply for this scheme?
Yes, the scheme is exclusively for individual women entrepreneurs.
What is the first step to apply for this scheme online?
The first step is to register on the official portal by going to https://ggdconline.gujarat.gov.in/ and clicking "Apply Now" for the Mahila Samruddhi Yojana.
How can I track the status of my scheme application?
You can track your application status by going to https://ggdconline.gujarat.gov.in/, locating "Know App Status," and entering your Scheme name, Application Number, Birth Date, and Captcha.
Will I receive any confirmation after submitting my application?
Yes, you will receive an Application ID/Reference Number after submission, which you should save or print for future tracking.
What documents are required to prove my caste for eligibility?
A Caste Certificate is required to prove your belonging to the Rabari or Bharwad castes.
Ready to apply?
Visit the official government portal to apply for this scheme.
Apply on myScheme.gov.inDocuments Required
- Aadhaar card
- Ration card
- Voter ID
- Income certificate
- Caste certificate (confirming Rabari or Bharwad community)
- Disability certificate (if applicable)