Mahila Samrudhhi Yojana (Gujarat Gopalak Vikas Nigam)
Women from Rabari and Bharwad communities in Gujarat can access microfinance loans of up to ₹1.25 lakh to start a business of their choice, with the goal of creating self-employment and financial independence. The scheme is run by the Gujarat Gopalak Vikas Nigam and charges just 4% annual interest. Apply online at the GGVN official website.
About This Scheme
Women from Rabari and Bharwad communities in Gujarat can access microfinance loans of up to ₹1.25 lakh to start a business of their choice, with the goal of creating self-employment and financial independence. The scheme is run by the Gujarat Gopalak Vikas Nigam and charges just 4% annual interest. Apply online at the GGVN official website.
Full official description
The scheme "Mahila Samrudhhi Yojana (Gujarat Gopalak Vikas Nigam)" by the Social Justice and Empowerment Department, Government of Gujarat, aims to provide Microfinance for individual women entrepreneurs to create self-employment for women and make them self-reliant. Under this scheme, loans are provided on an individual basis to women beneficiaries to start a business of their choice. The scheme is implemented by the Gujarat Gopalak Vikas Nigam.
Benefits
- Loan of up to ₹1,25,000 (100% of the approved loan amount)
- Low interest rate of 4% per annum
- No restriction on the type of business you start
Who Can Apply (Eligibility)
- Must be a woman from the Rabari or Bharwad caste (socially and educationally backward classes)
- Age must be between 21 and 45 years
- Annual family income must not exceed ₹3,00,000
How to Apply
Step 1: Register on the Official Portal
- Go to the Official Website Gujarat Gopalak Vikas Nigam. - Scroll down on the homepage, find the "Mahila Samrudhhi Yojana" and click on "Apply Now".
- You will be directed to the application form.
Step 2: Access and Fill Out the Application Form
- Select "Mahila Samrudhhi Yojana".
- Provide Aadhaar, Ration, Voter ID, full name (Last, First, Father/Husband), address, district, taluka, village, PIN, date of birth, age, caste, subcaste, phone, mobile, email, gender, and marital status.
- Enter income certificate number, issue date, issuing officer's name, total annual family income (up to ₹ 3,00,000/-), and parent/guardian's occupation.
- If "Physically Handicapped," select "Yes" or "No". If you selected "Yes", provide the percentage (in %).
- Indicate if any family member works in a government or private job. If "Yes," provide their Name, Designation, Place, and Salary details.
- Select your Education Qualification: Uneducated, Educated, Graduation, Post Graduation, or Other Degree.
- If you have taken a past loan, select "Yes" or "No". If you selected "Yes", provide loan details (date, amount, paid, remaining) and your account number.
- Provide bank account number, bank name, branch name, name as per account, account type (Saving/Current), MICR code, and IFSC code.
Step 3: Review and Final Submission
- Carefully review each module. Use the preview option to examine the application before final submission. Fill out the provided "CAPTCHA" and Click on “Submit”.
Track and Review Status
- Applicant will receive an Application ID/Reference Number. Save or print the acknowledgement for future tracking.
- Go to the Official Website of Gujarat Gopalak Development Corporation. - Scroll down and locate the Know App Status. Click on "Know App Status".
- Select the Scheme name, Enter App No., and Birth Date. Fill out the Captcha and click on Submit.
Frequently Asked Questions
What is the purpose of this scheme?
This scheme is a microfinance initiative for individual women entrepreneurs, aiming to create self-employment and make women self-reliant by providing loans to start businesses of their choice.
Who are the intended beneficiaries of this scheme?
The intended beneficiaries are individual women entrepreneurs from the Rabari and Bharwad castes, identified as socially and educationally backwards classes.
What is the interest rate applicable on the loan amount?
The loan amount provided under this scheme has an interest rate of 4% per annum.
What percentage of the loan amount is provided under this scheme?
100% of the loan amount, up to the maximum limit, is provided under this scheme.
What is the age criteria to be eligible for this scheme?
To be eligible, your age should be between 21 and 45 years.
Which castes are specifically targeted under the eligibility criteria?
The scheme specifically targets women belonging to the Rabari and Bharwad castes from the socially and educationally backward classes.
Do I need to be a woman to apply for this scheme?
Yes, the scheme is exclusively for individual women entrepreneurs.
What is the first step to apply for this scheme online?
The first step is to register on the official portal by going to https://ggdconline.gujarat.gov.in/ and clicking "Apply Now" for the Mahila Samruddhi Yojana.
How can I track the status of my scheme application?
You can track your application status by going to https://ggdconline.gujarat.gov.in/, locating "Know App Status," and entering your Scheme name, Application Number, Birth Date, and Captcha.
Will I receive any confirmation after submitting my application?
Yes, you will receive an Application ID/Reference Number after submission, which you should save or print for future tracking.
What documents are required to prove my caste for eligibility?
A Caste Certificate is required to prove your belonging to the Rabari or Bharwad castes.
Ready to apply?
Visit the official government portal to apply for this scheme.
Apply on myScheme.gov.inDocuments Required
- Aadhaar Card.
- Ration Card.
- Voter ID.
- Income Certificate.
- Caste Certificate (to confirm belonging to the Rabari and Bharwad communities from SEBC).
- Disability Certificate (if applicable).
- Educational Qualification Documents.
- Bank Account Details (Bank Passbook/Statement).
- Past Loan Details (if applicable).