Mahila Swavlamban Scheme
15% subsidy up to ₹30,000 + loan up to ₹2 lakh · women entrepreneurs Gujarat
The Mahila Swavlamban Scheme from Gujarat's Women and Child Development Department helps women from below-poverty-line families start or grow small businesses by combining a direct subsidy with a bank loan. Women with annual income up to Rs.1.2 lakh (rural) or Rs.1.5 lakh (urban) can access both a 15% subsidy (up to Rs.30,000) and a loan of up to Rs.2 lakh. Apply offline by submitting the form to the Women's Economic Development Corporation.
About This Scheme
The Mahila Swavlamban Scheme from Gujarat's Women and Child Development Department helps women from below-poverty-line families start or grow small businesses by combining a direct subsidy with a bank loan. Women with annual income up to Rs.1.2 lakh (rural) or Rs.1.5 lakh (urban) can access both a 15% subsidy (up to Rs.30,000) and a loan of up to Rs.2 lakh. Apply offline by submitting the form to the Women's Economic Development Corporation.
Full official description
The "Mahila Swavlamban Scheme" launched by the Women and Child Development Department, Gujarat, aims to empower women by providing financial assistance for starting or expanding economic activities. This initiative targets women from rural and urban areas, especially those from families living below the poverty line. The scheme offers a subsidy and a loan to support the economic development of women, helping them become self-reliant.
Benefits
- Subsidy: 15% of project cost or up to Rs.30,000 — whichever is lower
- Loan: up to Rs.2,00,000 to start or expand an income-generating activity
- Both subsidy and loan can be availed together for maximum support
💡 Why Startups Should Care
The subsidy portion here is non-repayable — 15% of your project cost back as a grant, on top of a ₹2 lakh loan facility. This combination gives women entrepreneurs meaningful working capital with reduced effective debt burden.
Who Can Apply (Eligibility)
- Must be a woman and a resident of Gujarat
- Must belong to the Below Poverty Line (BPL) category
- Annual family income must not exceed Rs.1,20,000 in rural areas or Rs.1,50,000 in urban areas
How to Apply
- Fill out the prescribed application form with complete personal and business details.
- Attach age proof, Aadhaar, income proof, and a quotation for your proposed business activity.
- Submit the form along with necessary documents to the concerned department office.
- On approval, receive the subsidy and/or loan for your business venture.
Frequently Asked Questions
What is the Mahila Swavlamban Scheme?
The Mahila Swavlamban Scheme is a financial assistance program aimed at empowering women from rural and urban areas to undertake economic activities.
Who is eligible for the scheme?
The applicant must be a woman with a family living below the poverty line, with an annual income of [?]1,00,000/- in rural areas and [?]1,50,000/- in urban areas.
What financial assistance does the scheme provide?
The scheme provides a subsidy of 15% or [?]30,000/- (whichever is lower) and loans up to Rs. 2 lakh to eligible women for business activities.
How will the loan be disbursed?
The Women's Economic Development Corporation verifies the application, approves the loan, and facilitates the disbursement through the bank.
Can women from urban areas apply for the scheme?
Yes, the scheme is open to women from both rural and urban areas who meet the eligibility criteria.
Is there any age limit for applying to the scheme?
The scheme does not specify an age limit, but the applicant must submit age proof during the application process.
What is the maximum loan amount available?
The maximum loan available under the scheme is [?]2,00,000/- for eligible women to undertake economic activities.
How is the subsidy calculated?
The subsidy is calculated at 15% of the loan amount or a maximum of [?]30,000/-, whichever is lower.
Can the loan be used for any type of business?
Yes, the loan can be used for any economic activity or business venture that supports the applicant's financial independence.
Where should the application be submitted?
The application must be submitted to the Gujarat State Women's Economic Development Corporation at their office in Gandhinagar.
What documents are required for the application?
Documents required include age proof, Aadhar card, quotation, experience certificate, income proof, and ration card copy.
Ready to apply?
Visit the official government portal to apply for this scheme.
Apply on myScheme.gov.inDocuments Required
- Age proof
- Aadhaar card
- Quotation for business activities
- Experience certificate
- Income proof
- Copy of ration card