Gujarat State Banking,Financial Services and Insurance

Passenger Vehicle/Loading Vehicle Loan Scheme (DAADC)

Passenger/loading vehicle loan · unemployed Antyodaya individuals Gujarat

Unemployed Scheduled Caste individuals from Antyodaya families in Gujarat can get a loan to purchase a passenger vehicle or freight/loading vehicle, creating self-employment in the transport sector. The scheme is run by the Dr. Ambedkar Antyodaya Development Corporation. Apply online at daadconline.gujarat.gov.in.

Social Justice and Empowerment Department For: Individual Official Source
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About This Scheme

Unemployed Scheduled Caste individuals from Antyodaya families in Gujarat can get a loan to purchase a passenger vehicle or freight/loading vehicle, creating self-employment in the transport sector. The scheme is run by the Dr. Ambedkar Antyodaya Development Corporation. Apply online at daadconline.gujarat.gov.in.

Full official description

The "Passenger Vehicle/Loading Vehicle Loan Scheme" introduced by the Social Justice and Empowerment Department, Gujarat, aims to provide financial assistance in the form of loans to unemployed individuals belonging to Scheduled Caste Antyodaya families, enabling them to purchase passenger or freight vehicles and thereby create self-employment opportunities in the transport sector. The scheme is being implemented by the Dr. Ambedkar Antyodaya Development Corporation.

Benefits

  • Loan to purchase a passenger vehicle or loading/freight vehicle
  • Creates self-employment opportunities in the transport sector
  • Available for both passenger transport and goods/freight vehicles

💡 Why Startups Should Care

For unemployed individuals with a valid driving licence, this scheme provides a direct route into vehicle-based livelihoods — transport or delivery — turning a driving skill into an income-generating asset.

Who Can Apply (Eligibility)

  • Must be a resident of Gujarat
  • Must belong to the Scheduled Caste (SC) category
  • Must be currently unemployed
  • Must be from an Antyodaya family
  • Annual family income must not exceed ₹3,00,000

How to Apply

  1. Visit the official DAADC online portal (daadconline.gujarat.gov.in).
  2. Register or log in using your credentials.
  3. Fill in personal, income, and vehicle purchase details.
  4. Upload Aadhaar, ration card, income certificate, caste certificate, and driving licence.
  5. Submit the application and track status.

Frequently Asked Questions

What is the main purpose of the "Passenger Vehicle/Loading Vehicle Loan Scheme"?

The main purpose of the "Passenger Vehicle/Loading Vehicle Loan Scheme" is to provide financial assistance in the form of loans to unemployed individuals belonging to Scheduled Caste Antyodaya families, enabling them to purchase passenger or freight vehicles and thereby create self-employment opportunities in the transport sector.

Who is eligible to apply for this transport vehicle loan scheme in Gujarat?

The scheme is specifically designed for unemployed persons who belong to the Scheduled Caste category, are members of Antyodaya families, are residents of Gujarat, and have a total annual family income that does not exceed ₹3,00,000.


What types of vehicles are covered under this loan scheme?

The scheme provides financial support for the purchase of both passenger vehicles (used for public transport) and freight or loading vehicles (used for transportation of goods), aimed at generating sustainable livelihoods in the transport sector.


Is it mandatory for the applicant to have a driving license while applying for the scheme?

Yes, it is mandatory for the applicant to possess a valid driving license at the time of application, as it is one of the essential documents required under the scheme guidelines.


What is the maximum income an applicant’s family can have to be considered eligible?

To be considered eligible for this scheme, the total annual income of the applicant’s family must not exceed ₹3,00,000/-, ensuring that the benefit reaches the economically weaker sections.


Is the scheme available to applicants residing outside Gujarat?

No, the scheme is exclusively available to residents of Gujarat, and applicants must provide valid proof of residence within the state to be considered for assistance.


Is there any age limit for applicants?

No. There is no specific age limit mentioned in the guidelines.

Through which platform or portal can an applicant submit their application for this scheme?

All applications for the Passenger Vehicle / Loading Vehicle Loan Scheme must be submitted online through the official DAADC portal, which can be accessed at: https://daadconline.gujarat.gov.in.


What are the key documents that an applicant must submit to complete the application?

The applicant is required to submit several documents, including an Aadhaar card, caste certificate, income certificate, school leaving certificate, election card, driving license, birth certificate or age proof, bank details, etc.


Is there any fee that an applicant needs to pay for applying under this scheme?

No, there is no application fee required for applicants who wish to apply for financial assistance under this scheme, making the process accessible and free of cost for all eligible individuals.

Ready to apply?

Visit the official government portal to apply for this scheme.

Apply on myScheme.gov.in

Documents Required

  • Aadhaar card
  • Ration card
  • Copy of first page of bank passbook
  • Income certificate
  • Caste certificate
  • Abstract of driving licence
  • School leaving certificate

Tags

Passenger Vehicle LoanLoading Vehicle LoanAntyodayaEmploymentScheduled Caste
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