Scheme For Subsidy On Interest For Establishment Of 1 To 20 Milch Animal Farm For Scheduled Caste
Up to 12% interest subsidy · dairy farm setup 1-20 animals · Scheduled Caste Gujarat
This Gujarat state government scheme is exclusively for small and poor Scheduled Caste (SC) farmers, helping them set up a dairy farm with 1 to 20 milch animals by subsidizing bank loan interest at up to 12% per year for 5 years. The interest subsidy is credited directly to the farmer's loan account via DBT. Apply online at the I-Khedut portal (ikhedut.gujarat.gov.in).
About This Scheme
This Gujarat state government scheme is exclusively for small and poor Scheduled Caste (SC) farmers, helping them set up a dairy farm with 1 to 20 milch animals by subsidizing bank loan interest at up to 12% per year for 5 years. The interest subsidy is credited directly to the farmer's loan account via DBT. Apply online at the I-Khedut portal (ikhedut.gujarat.gov.in).
Full official description
The scheme “Scheme for Subsidy on Interest for Establishment of 1 to 20 Milch Animal Farm for Scheduled Caste” was started by the Dept. of Agriculture, Farmers Welfare & Co-operation, Government of Gujarat. Under the scheme, the small and poor farmers of the Scheduled Caste category of Gujarat State can purchase 1 to 20 animals as per their need and capacity to maintain. The eligible beneficiary can get an interest subsidy @ 12 % interest on a bank loan amount for 5 years if he/she has obtained a loan for setting up the unit in the current financial year 2023-24 through a nationalized bank or a financial institution approved by the Reserve Bank of India. It also provides good-quality organic manure for improving crop fertility & crop yields. Dung is also used as fuel for domestic purposes. The surplus fodder agricultural by-products are utilized by animals & converted into value-added products viz. Milk, Meat, etc.
Benefits
- Interest subsidy of up to 12% per year on the loan amount for purchasing 1–20 milch animals (cows or buffaloes)
- Subsidy available for 5 years from the date of loan disbursement
- Credited directly into the beneficiary's loan account via Direct Benefit Transfer (DBT) — no cash payments
💡 Why Startups Should Care
This SC-specific variant ensures dedicated dairy financing access for Scheduled Caste breeders — combine with other SC livestock schemes to build a comprehensive dairy business with minimal personal capital.
Who Can Apply (Eligibility)
- Must be a permanent resident of Gujarat State and belong to the Scheduled Caste (SC) category
- Only one family member per family can be the beneficiary
- Specifically for small and poor SC farmers of Gujarat
- Must have taken a loan in the current financial year (2023-24) from a nationalized bank or an RBI-approved financial institution
- Land must be owned by the beneficiary or a family member
- Must obtain a certificate from the Animal Husbandry Authority for the livestock unit
How to Apply
- Apply online at the I-Khedut Portal (ikhedut.gujarat.gov.in).
- Fill in your application specifying the number of animals (1-20).
- Submit government-approved photo ID, land evidence, and caste certificate.
- Purchase the milch animals as per the sanctioned unit.
- Interest subsidy is credited on your bank loan.
Frequently Asked Questions
What is the objective of the scheme?
The objective of the scheme is to provide assistance to the small and poor farmers of the Scheduled Caste category of Gujarat State for purchasing 1 to 20 animals as per their need and capacity to maintain.
Which department has launched this scheme?
Agriculture, Farmers Welfare & Co-operation Department, Government of Gujarat
Who is eligible to get the benefits of the scheme?
The benefits of this scheme will only be given to the Scheduled Caste Category of Gujarat State.
What is the condition for availing the benefits under the scheme?
The beneficiary will be eligible for assistance only if he/she has obtained a loan for setting up the unit in the current financial year 2023-24 through a nationalized bank or a financial institution approved by the Reserve Bank of India.
What is the benefit of the scheme?
Under the scheme, the beneficiary can purchase 1 to 20 Milch animals (Any dairy animal cow & buffalo) at a subsidized rate as per their need and capacity to maintain.
How will the interest be calculated?
The interest actually calculated by the bank or a maximum of 12% on the unit cost of the animal or the loan per unit advanced by the bank to purchase the animal, whichever is lower.
Should the land be in the name of the beneficiary?
No, the land should be owned by a member of the family or a beneficiary of the scheme.
How can a beneficiary apply under the scheme?
To avail of the benefits of this scheme, the applicant has to apply on the I-Khedut Portal and has to follow the prescribed procedure. https://ikhedut.gujarat.gov.in/iKhedutPublicScheme/Public/frm_Public_ANH2_SchemeApplicaiton.aspx
In how many days should the beneficiary be confirmed the online application?
The application must be confirmed within seven days from the date of saving the online application.
Is it mandatory to submit the application to the concerned office or upload it on I-Khedut Portal?
Yes, it is mandatory to submit the online filled application along with the necessary documents to the office/office address mentioned on the application or after applying online on the IKhedut portal, take a printout of the application and scan it with signature/thumbprint and "Signed Application Print" on the portal. A copy can be uploaded by clicking on the Upload menu.
What should I do if wrong/incomplete documents have been uploaded on Portal?
If wrong/incomplete documents are uploaded online by the beneficiary, such application will not be inwarded online. In such circumstances, the beneficiary has to submit the remaining/correct documents to the concerned office within seven days of application.
Ready to apply?
Visit the official government portal to apply for this scheme.
Apply on myScheme.gov.inDocuments Required
- Government-approved photo ID (Aadhaar card, Voter ID card)
- Basis (evidence) for land (if applicable)
- Caste certificate (by competent authority)
- Disability certificate (if applicable)