Scheme For Subsidy On Interest For Establishment Of 1 To 20 Milch Animal Farm For Scheduled Tribe
12% interest subsidy for 5 years · dairy farm setup 1-20 animals · Scheduled Tribe Gujarat
Gujarat-based Scheduled Tribe farmers can set up a dairy farm with 1–20 cows or buffaloes under this state scheme. The main benefit is a 12% interest subsidy on bank loans for 5 years, making dairy farming more affordable. Apply online at the I-Khedut Portal (ikhedut.gujarat.gov.in) before the end of the current financial year.
About This Scheme
Gujarat-based Scheduled Tribe farmers can set up a dairy farm with 1–20 cows or buffaloes under this state scheme. The main benefit is a 12% interest subsidy on bank loans for 5 years, making dairy farming more affordable. Apply online at the I-Khedut Portal (ikhedut.gujarat.gov.in) before the end of the current financial year.
Full official description
The scheme “Scheme for Subsidy on Interest for Establishment of 1 to 20 Milch Animal Farm for Scheduled Tribe” was started by the Dept. of Agriculture, Farmers Welfare & Co-operation, Government of Gujarat. Under the scheme, the small and poor farmers of the Scheduled Tribe category of Gujarat State can purchase 1 to 20 animals as per their need and capacity to maintain. The eligible beneficiary can get an interest subsidy @ 12 % interest on a bank loan amount for 5 years if he/she has obtained a loan for setting up the unit in the current financial year 2023-24 through a nationalized bank or a financial institution approved by the Reserve Bank of India.
It also provides good-quality organic manure for improving crop fertility & crop yields. Dung is also used as fuel for domestic purposes. The surplus fodder agricultural by-products are utilized by animals & converted into value-added products viz. Milk, Meat, etc.
Benefits
- 12% interest subsidy on bank loan for purchasing 1–20 dairy animals (cows or buffaloes)
- Subsidy paid for 5 years directly into your loan account via Direct Benefit Transfer (DBT)
- Interest relief is capped at 12% or actual bank interest charged, whichever is lower
- No cash disbursement — relief goes directly toward reducing your loan burden
💡 Why Startups Should Care
A 5-year subsidy window (rather than one-time) means ST dairy farmers get sustained interest relief across their loan tenure — meaningfully reducing the total cost of establishing and growing their dairy business.
Who Can Apply (Eligibility)
- Must be a permanent resident of Gujarat
- Must belong to the Scheduled Tribe (ST) category
- Must be a small or poor farmer
- Loan for setting up the dairy unit must be taken in the current financial year from a nationalised bank or RBI-approved institution
- Land for the farm must be owned by the applicant or a family member
- Unit must be certified by the Animal Husbandry Authority
How to Apply
- Apply online at the I-Khedut Portal (ikhedut.gujarat.gov.in).
- Fill in your application specifying the number of animals (1-20).
- Submit government-approved photo ID, land evidence, and caste certificate.
- Purchase the milch animals as per the sanctioned unit.
- Interest subsidy is credited annually for 5 years.
Frequently Asked Questions
What is the objective of the scheme?
The objective of the scheme is to provide assistance to the small and poor farmers of Gujarat State for purchasing 1 to 20 animals as per their need and capacity to maintain.
Which department has launched this scheme?
Agriculture, Farmers Welfare & Co-operation Department, Government of Gujarat
Who is eligible to get the benefits of the scheme?
The benefits of this scheme will only be given to the Scheduled Tribe people of Gujarat State.
What is the condition for availing the benefits under the scheme?
The beneficiary will be eligible for assistance only if he/she has obtained a loan for setting up the unit in the current financial year 2023-24 through a nationalized bank or a financial institution approved by the Reserve Bank of India.
What is the benefit of the scheme?
Under the scheme, an interest subsidy up to a maximum of 12% will be available for a period of five years.
How will the interest be calculated?
The interest is actually calculated by the bank or a maximum of 12% on the unit cost of the animal or the loan per unit advanced by the bank to purchase the animal, whichever is lower.
How can a beneficiary apply under the scheme?
To avail of the benefits of this scheme, the applicant has to apply on the I-Khedut Portal and has to follow the prescribed procedure. https://ikhedut.gujarat.gov.in/iKhedutPublicScheme/Public/frm_Public_ANH2_SchemeApplicaiton.aspx
In how many days should the beneficiary be confirmed the online application?
The application must be confirmed within seven days from the date of saving the online application.
Is it mandatory to submit the application to the concerned office or upload it on I-Khedut Portal?
Yes, it is mandatory to submit the online filled application along with the necessary documents to the office/office address mentioned on the application or after applying online on the IKhedut portal, take a printout of the application and scan it with signature/thumbprint and "Signed Application Print" on the portal. A copy can be uploaded by clicking on the Upload menu.
What should I do if wrong/incomplete documents have been uploaded on Portal?
If wrong/incomplete documents are uploaded online by the beneficiary, such application will not be inwarded online. In such circumstances, the beneficiary has to submit the remaining/correct documents to the concerned office within seven days of application.
Ready to apply?
Visit the official government portal to apply for this scheme.
Apply on myScheme.gov.inDocuments Required
- Government-approved photo ID (Aadhaar card, Voter ID card)
- Basis (evidence) for land (if applicable)
- Caste certificate (by competent authority)
- Disability certificate (if applicable)