Self Employment Scheme Gujarat
Self-employment loan ₹50,000–₹5 lakh · 4% interest · tribal persons in Gujarat
Self Employment Scheme Gujarat gives Scheduled Tribe individuals low-interest loans of ₹50,000 to ₹5 lakh at just 4% per annum to start one of 85 approved types of businesses — from shops to services to micro-manufacturing.
About This Scheme
Self Employment Scheme Gujarat gives Scheduled Tribe individuals low-interest loans of ₹50,000 to ₹5 lakh at just 4% per annum to start one of 85 approved types of businesses — from shops to services to micro-manufacturing.
Full official description
The "Self Employment Scheme" was launched by the Tribal Development Department, Government of Gujarat. The scheme aims to provide financial support to unemployed tribal individuals by offering affordable loans for self-employment opportunities. Under this scheme, loans ranging from ₹50,000 to ₹5,00,000 are provided at a concessional interest rate to enable beneficiaries to start any of the 85 identified businesses.
Benefits
- Loan amount: ₹50,000 to ₹5,00,000
- Interest rate: 4% per annum
- Eligible businesses: 85 different types (trade, service, small manufacturing)
- Administered by: Gujarat tribal development department
💡 Why Startups Should Care
At 4% interest — among the lowest available for tribal entrepreneurs — this scheme covers 85 different business types including farming, handicrafts, and service trades. For a first-time business owner in Gujarat's tribal belt, this is the most affordable formal business loan available.
Who Can Apply (Eligibility)
Gujarat resident, Scheduled Tribe (ST) category, currently unemployed. Must choose a business from the 85 approved activities list.
Exclusions
- Only for scheduled tribe (ST) individuals in Gujarat
- Business must be from the 85 approved activity types identified by the department
How to Apply
- Visit adijatinigam.gujarat.gov.in — Gujarat Tribal Development Corporation's portal.
- Register as a new user and log in.
- Select the Self Employment Scheme and choose your business activity from the 85 approved types.
- Fill in the application form with personal, income, and business details.
- Upload Aadhaar, caste certificate, income certificate, business address proof, artisan identity card (if applicable), and bank passbook.
- Submit the application and note your Reference Number.
Frequently Asked Questions
Who is eligible for the Self Employment Scheme?
No, the application process is online.
What is the minimum and maximum loan amount?
Minimum ₹50,000 and maximum ₹5,00,000.
Is there an income limit to apply?
No, there is no income limit.
What types of businesses are covered under the scheme?
85 identified businesses approved by the Gujarat Tribal Development Corporation.
What documents are required to apply?
Aadhaar Card, Caste Certificate, Income Certificate, Quotations, Bank Details, among others.
Can applicants with any educational background apply?
Yes, there are no educational restrictions.
Can I apply offline?
No, the application process is online.
Where can applications be submitted?
On the Gujarat Tribal Development Corporation’s online portal.
Is there any application fee?
No, the application apply process is free of cost.
Can an applicant from another state apply?
No, the scheme is only applicable for Gujarat resident.
Ready to apply?
Visit the official government portal to apply for this scheme.
Apply on myScheme.gov.inDocuments Required
- Aadhaar card
- Caste certificate
- Income certificate
- Ration card
- Business address proof
- Identity card
- Artisan identity card (if applicable)
- Passport-size photos
- Age proof
- Bank passbook or cancelled cheque
- Affidavit