Gujarat State Banking,Financial Services and InsuranceBusiness & Entrepreneurship

Self-Employment Scheme: Transport/ Logistics/ Travels/ Food Court Wyaaj Sahaay

5% interest subsidy on ₹6 lakh vehicle loan · transport/logistics/food court · Gujarat

This scheme offers a 5% interest subsidy on bank loans up to ₹6 lakh for general-category applicants in Gujarat who want to start a transport, logistics, travel agency, or food court business.

Social Justice and Empowerment Department For: Individual Official Source
Share: WhatsApp Twitter/X

About This Scheme

This scheme offers a 5% interest subsidy on bank loans up to ₹6 lakh for general-category applicants in Gujarat who want to start a transport, logistics, travel agency, or food court business.

Full official description

"Transport/ Logistics/ Travels/ Food Court Wyaaj Sahaay" is a component under the "Self-Employment Scheme" introduced by the Social Justice and Empowerment Department, Gujarat. Under this scheme, eligible beneficiaries can avail of a 5% interest subsidy on a bank loan of ₹6.00 lakh for purchasing vehicles and setting up the required infrastructure for businesses like transport, logistics, travelers, food courts, etc.

Benefits

  • 5% interest subsidy on a bank loan of up to ₹6,00,000
  • Effective saving: ₹30,000/year on a ₹6 lakh loan — making transport/food business financing significantly cheaper
  • Eligible businesses: transport, logistics, travel agency, food court

💡 Why Startups Should Care

If you're starting a transport, delivery, or food cart business in Gujarat, this scheme offsets 5% of your loan interest on ₹6 lakh — effectively making your working capital cheaper from day one. For a rickshaw or small logistics vehicle purchase, this is a significant saving over a standard vehicle loan.

Who Can Apply (Eligibility)

Gujarat resident from the unreserved (general) category, aged 18–50, with annual family income below ₹8 lakh.

Exclusions

  • Only 1 person per family can avail the benefit
  • Annual family income must not exceed ₹6,00,000
  • Applicant must have a valid driving licence
  • Vehicle purchased must be hypothecated to the corporation

How to Apply

  1. Visit esamajkalyan.gujarat.gov.in and navigate to "Gujarat Unreserved Education and Economical Development Corporation" under the Corporation menu.
  2. Click "Transport/Logistics/Travels/Food Court Wyaaj Sahaay" under "Self-Employment Scheme", then click "Apply Now".
  3. Click "New User? Please Register Here" and register with your details.
  4. Log in and confirm your address, then click "Save & Next".
  5. Upload all required documents.
  6. Review and submit your application — note your Application Number.
  7. Print the signed application and submit along with documents to the Deputy Director (Non-Reserved Category) or District Social Welfare Officer.
  8. Check application status at esamajkalyan.gujarat.gov.in/ViewApplicationStatus.aspx.

Frequently Asked Questions

What is the "Transport/ Logistics/ Travels/ Food Court Wyaaj Sahaay" scheme?

"Transport/ Logistics/ Travels/ Food Court Wyaaj Sahaay" is a component under the "Self-Employment Scheme" that provides 5% interest subsidy on a bank loan of [?]6,00,000/- for purchasing vehicles and setting up the required infrastructure.

Who is eligible to apply for this scheme?

Any Indian citizen who is engaged in transport, logistics, travel, or food court businesses and has taken a loan of [?]6,00,000/- for business purposes is eligible to apply.

How are beneficiaries selected under this scheme?

Beneficiaries are selected through a draw system, ensuring a fair and transparent selection process.

How will an applicant know if they have been selected?

Selected applicants will receive a notification via email or SMS after the draw process.

What happens if a selected applicant does not meet the eligibility criteria?

If a selected applicant fails to meet the prescribed eligibility criteria, their application will be rejected.

Can more than one person from the same family apply for the scheme?

No, only one person per family can avail of the benefits under this scheme.

What is the maximum number of beneficiaries allowed from a single village?

A maximum of five beneficiaries per village can be selected under this scheme.

Are women given priority in the selection process?

Yes, at least 10% of selected applicants will be women, ensuring gender inclusivity.

What is the deadline for submitting documents after selection?

Selected applicants must upload the required documents online within 7 days and submit a printed copy to the District Manager's office within 30 days.

Can an applicant apply for this scheme without taking a bank loan?

No, only those who have taken a [?]6.00 lakh bank loan for acquiring vehicles along with the necessary structure are eligible for the scheme.

Ready to apply?

Visit the official government portal to apply for this scheme.

Apply on myScheme.gov.in

Documents Required

  • Application form in prescribed format
  • Aadhaar card copy
  • Income certificate
  • Proof of residence
  • Proof of age
  • Educational qualification documents
  • School leaving certificate (LC)
  • Driving licence
  • Business proposal
  • Bank statement
  • Bank passbook copy
  • Non-deposit certificate

Tags

BusinessEntrepreneurshipSelf EmploymentTransportLogisticsFood Courts
Back to All Schemes