Self-Employment Scheme: Vahan Loan Sahay Yojana
Vehicle purchase loan at on-road cost · rickshaws, taxis · Gujarat unreserved category
Vahan Loan Sahay Yojana is a Gujarat self-employment scheme that covers the on-road cost of purchasing a vehicle (rickshaw, loading rickshaw, Maruti, jeep-taxi, etc.) for general-category applicants who want to start a transport-based livelihood.
About This Scheme
Vahan Loan Sahay Yojana is a Gujarat self-employment scheme that covers the on-road cost of purchasing a vehicle (rickshaw, loading rickshaw, Maruti, jeep-taxi, etc.) for general-category applicants who want to start a transport-based livelihood.
Full official description
"Vahan Loan Sahay Yojana" is a component under the "Self-Employment Scheme" introduced by the Social Justice and Empowerment Department, Gujarat. Under this scheme, self-employed individuals can avail of financial assistance as on-road unit cost for purchasing vehicles such as rickshaws, loading rickshaws, Maruti cars, jeep taxis, etc. The scheme is being implemented by the Gujarat Unreserved Education and Economical Development Corporation.
Benefits
- Financial assistance: On-road unit cost of the vehicle fully covered
- Vehicle types: Rickshaw, loading rickshaw, Maruti van, jeep-taxi, and similar
- Purpose: Transport-based self-employment for general category applicants
💡 Why Startups Should Care
For self-employed drivers and logistics operators in the unreserved category, this scheme covers the full on-road cost of the vehicle — removing the upfront down-payment barrier. Whether it's a rickshaw or a small goods vehicle, this can unlock a livelihood with zero own investment.
Who Can Apply (Eligibility)
Gujarat resident, unreserved (general) category, aged 18–50, annual family income below ₹8 lakh. Must use the vehicle for self-employment/transport livelihood.
Exclusions
- Only 1 person per family can avail the benefit
- Annual family income must not exceed ₹6,00,000
- A maximum of 5 beneficiaries per village are selected
How to Apply
- Visit esamajkalyan.gujarat.gov.in and navigate to "Gujarat Unreserved Education and Economical Development Corporation" under the Corporation menu.
- Click "Vahan Loan Sahay Yojana" under "Self-Employment Scheme", then click "Apply Now".
- Register as a new user or log in with your existing credentials.
- Confirm your address, fill in vehicle and loan details, and upload all documents.
- Review and submit your application — note your Application Number.
- Print the signed application and submit it along with original documents to the Deputy Director (Non-Reserved Category) or District Social Welfare Officer.
- Check status at esamajkalyan.gujarat.gov.in/ViewApplicationStatus.aspx.
Frequently Asked Questions
Who is eligible to apply for the Vahan Loan Sahay Yojana?
Any self-employed individual with a valid driving license is eligible to apply for the scheme.
What types of vehicles are covered under this scheme?
The scheme covers vehicles such as rickshaws, loading rickshaws, Maruti cars, and jeep taxis.
How are beneficiaries selected for the loan scheme?
Beneficiaries are selected through a computerized draw system to ensure fairness and transparency.
Can more than one member of a family apply for the scheme?
No, only one person from a family is eligible to avail of the benefits under this scheme.
Is there any preference given to women applicants?
Yes, at least 10% of the selected beneficiaries will be women applicants.
How will an applicant be notified if they are selected?
Selected applicants will receive notifications via email and SMS regarding their application status.
What happens if an applicant fails to submit the required documents on time?
If an applicant fails to submit the necessary documents within the stipulated timeframe, their application will be rejected.
What is the repayment period for the loan?
The loan must be repaid in equal monthly installments over a period of five years.
Is it mandatory to mortgage the vehicle under this scheme?
Yes, the acquired vehicle must be hypothecated to the corporation as per the scheme guidelines.
What is the maximum number of beneficiaries selected per village?
A maximum of five beneficiaries from a single village can be selected under this scheme.
Where must the final documents be submitted after receiving approval?
After approval, the applicant must submit the required documents to the office of the District Manager in their respective district.
Ready to apply?
Visit the official government portal to apply for this scheme.
Apply on myScheme.gov.inDocuments Required
- Application form in prescribed format
- Aadhaar card copy
- Income certificate
- Proof of residence
- Proof of age
- Educational qualification documents
- School leaving certificate (LC)
- Driving licence
- Business proposal
- Bank statement and passbook copy
- Non-deposit certificate