Small Business Scheme (Gujarat Gopalak Vikas Nigam)
Small Business Scheme by Gujarat Gopalak Vikas Nigam (GGVN) provides loans up to ₹2 lakh at 6% interest to members of Rabari and Bharwad SEBC communities to start or grow a small business. Government funds 95% — you contribute just 5%.
About This Scheme
Small Business Scheme by Gujarat Gopalak Vikas Nigam (GGVN) provides loans up to ₹2 lakh at 6% interest to members of Rabari and Bharwad SEBC communities to start or grow a small business. Government funds 95% — you contribute just 5%.
Full official description
The scheme "Small Business Scheme" by the Social Justice & Empowerment Department, Government of Gujarat, aims to support small businesses. Through this scheme, individual loans at an annual interest rate are provided to individuals from the SEBC Rabari and Bharwad communities for establishing businesses such as grocery shops, dairy parlours, animal food sales centres, and mobile-computer repair shops. Gujarat Gopalak Vikas Nigam implements the scheme.
Benefits
- Loan amount: Up to ₹2,00,000
- Interest rate: 6% per annum
- Government covers: 95% of project cost
- Your contribution: 5% of project cost
- Purpose: Any small business or income-generating activity
Who Can Apply (Eligibility)
Rabari or Bharwad caste member (SEBC), aged 21–45, Gujarat resident. Annual family income within prescribed limits.
How to Apply
Step 1: Register on the Official Portal
Go to the Official Website of Gujarat Gopalak Development Corporation.- Scroll down on the homepage, find the "Small Business Scheme," and click on "Apply Now".
You will be directed to the application form. Step 2: Access and Fill Out the Application Form
Select "Small Business Scheme", enter Unit Cost, and specify the Required Loan Amount.
Provide Aadhaar, Ration, Voter ID, full name (Last, First, Father/Husband), address, district, taluka, village, PIN, date of birth, age (21-45 as of 14/08/2023), caste, subcaste, phone, mobile, email, gender, and marital status.
Enter income certificate number, issue date, issuing officer's name, total annual family income (up to ₹ 3,00,000/-), and parent/guardian's occupation.
If "Physically Handicapped," select "Yes" or "No". If you selected "Yes", provide the percentage (in %).
Indicate if any family member works in a government or private job. If "Yes," provide their Name, Designation, Place, and Salary details.
Select your Education Qualification: Uneducated, Educated, Graduation, Post Graduation, or Other Degree.
If you have taken a past loan, select "Yes" or "No". If you selected "Yes", provide loan details (date, amount, paid, remaining) and your account number.
Provide bank account number, bank name, branch name, name as per account, account type (Saving/Current), MICR code, and IFSC code.
Step 3: Review and Final Submission
- Carefully review each module. Use the preview option to examine the application before final submission. Fill out the provided "CAPTCHA" and Click on “Submit”.
Track and Review Status
- Applicant will receive an Application ID/Reference Number. Save or print the acknowledgement for future tracking.
- Go to the Official Website of Gujarat Gopalak Development Corporation.- Scroll down and locate the Know App Status. Click on "Know App Status".
- Select the Scheme name, Enter App No., and Birth Date. Fill out the Captcha and click on Submit.
Frequently Asked Questions
What is the scheme offered by the Gujarat Gopalak Vikas Nigam?
It is a scheme by the Gujarat Gopalak Vikas Nigam, Government of Gujarat, providing individual loans for small businesses like grocery shops, dairy parlors, and mobile-computer repair shops.
What kind of businesses can I start or expand with this loan?
You can use the loan for businesses such as grocery shops, dairy parlors, animal food sales centers, and mobile-computer repair shops, among others.
What is the interest rate for the loan?
The interest rate for the loan under this scheme is 6% per annum.
How much of the total business cost will the loan cover?
The loan amount covers 95% of the total project cost.
Do I need to contribute any amount from my side?
Yes, you need to contribute 5% of the total project cost as a beneficiary contribution.
What is the age limit to apply for this scheme?
Applicants must be between 21 and 45 years of age as of August 14, 2023.
Do I need any specific experience for my business?
Yes, a certificate of business experience for the specific business for which you are seeking the loan is required.
Where do I go to apply for this scheme online?
You need to visit the official website of the Gujarat Gopalak Development Corporation at https://ggdconline.gujarat.gov.in/.
How do I find the application form on the website?
After visiting the homepage, you need to scroll down, find the "Small Business Scheme," and then click on "Apply Now."
Can someone from a caste other than Rabari or Bharwad apply if they are also from SEBC?
No, the scheme explicitly states that the applicant must belong to the Rabari and Bharwad castes from the Socially and Educationally Backward Classes.
Where can I confirm the official details of this scheme before applying?
You should visit the official website of the Gujarat Gopalak Development Corporation or contact their office directly for the most accurate and up-to-date information.
Is there a maximum age limit for applying?
Yes, the applicant should not be more than 45 years old to apply.
Ready to apply?
Visit the official government portal to apply for this scheme.
Apply on myScheme.gov.inDocuments Required
- Business Experience Certificate (for the business for which the loan is to be obtained)
- Aadhaar Card
- Ration Card
- Voter ID
- Income Certificate
- Caste Certificate (to confirm belonging to the Rabari and Bharwad communities from SEBC)
- Disability Certificate (if applicable)
- Educational Qualification Documents
- Bank Account Details (Bank Passbook/Statement)
- Past Loan Details (if applicable)