Swayam Saksham Scheme (Gujarat Gopalak Vikas Nigam)
Young professionals from Rabari and Bharwad communities in Gujarat can get a subsidised loan to start their own professional practice — such as a clinic, pharmacy, legal office, CA firm, or engineering unit. The scheme offers 95% of project costs as a loan (up to ₹5 lakh) at just 6% interest, with only a 5% contribution required from the applicant. Apply online at ggdconline.gujarat.gov.in.
About This Scheme
Young professionals from Rabari and Bharwad communities in Gujarat can get a subsidised loan to start their own professional practice — such as a clinic, pharmacy, legal office, CA firm, or engineering unit. The scheme offers 95% of project costs as a loan (up to ₹5 lakh) at just 6% interest, with only a 5% contribution required from the applicant. Apply online at ggdconline.gujarat.gov.in.
Full official description
The scheme "Swayam Saksham Scheme" by the Social Justice & Empowerment Department, Government of Gujarat, aims to instill a sense of self-reliance among the youth pursuing vocational education/training. For Doctor (Clinic), Physiotherapy Clinic, Biomedical Laboratory, Lawyer Office, Engineering Unit, Chemist Shop, Architect Office, Chartered Accountant, Financial Consulting Level Office, etc. The scheme is implemented by the Gujarat Gopalak Vikas Nigam.
Benefits
- Loan covering 95% of project cost, up to a maximum of ₹5 lakh
- Interest rate of 6% per annum — well below market rates
- Applicant only needs to contribute 5% of the total project cost
- Suitable for setting up clinics, pharmacies, legal offices, CA practices, engineering units, or similar professional ventures
Who Can Apply (Eligibility)
- Must belong to the Rabari or Bharwad caste (socially and educationally backward classes)
- Age must be between 18 and 35 years
- Annual family income must not exceed ₹3,00,000
- Must be pursuing or have completed a vocational/professional qualification
How to Apply
Step 1: Register on the Official Portal
- Go to the Official Website of Gujarat Gopalak Development Corporation. - Scroll down on the homepage, find the "Swayam Saksham Scheme," and click on "Apply Now".
- You will be directed to the application form.
Step 2: Access and Fill Out the Application Form
- Provide Aadhaar, Ration, Voter ID, full name (Last, First, Father/Husband), address, district, taluka, village, PIN, date of birth, age, caste, subcaste, phone, mobile, email, gender, and marital status.
- For each applicable qualification, tick the checkbox and fill in the Degree, Board/University Name, Academic year, and Percentage obtained.
- Fill in details about the college/institution admitted to, university affiliation, course name, enrollment number, organisation address, website, course duration (in years and semester), and date of admission.
- Specify who accredited the course/institution, their name, and address. Proof of accreditation must be submitted.
- Enter income certificate number, issue date, issuing officer's name, total annual family income (up to ₹ 3,00,000/-), and parent/guardian's occupation.
- If "Physically Handicapped," select "Yes" or "No". If you selected "Yes", provide the percentage (in %).
- Indicate if any family member works in a government or private job. If "Yes," provide their Name, Designation, Place, and Salary details.
- Select your Education Qualification: Uneducated, Educated, Graduation, Post Graduation, or Other Degree.
- If you have taken a past loan, select "Yes" or "No". If you selected "Yes", provide loan details (date, amount, paid, remaining) and your account number.
- Provide bank account number, bank name, branch name, name as per account, account type (Saving/Current), MICR code, and IFSC code.
Step 3: Review and Final Submission
- Carefully review each module. Use the preview option to examine the application before final submission. Fill out the provided "CAPTCHA" and Click on “Submit”.
Track and Review Status
- Applicant will receive an Application ID/Reference Number. Save or print the acknowledgement for future tracking.
- Go to the Official Website of Gujarat Gopalak Development Corporation. - Scroll down and locate the Know App Status. Click on "Know App Status".
- Select the Scheme name, Enter App No., and Birth Date. Fill out the Captcha and click on Submit.
Frequently Asked Questions
What is the purpose of this scheme?
The Swayam Saksham Scheme (Gopalak Nigam) is launched to foster self-reliance among youth who are pursuing vocational education or training.
What types of professional units can I establish with this scheme's support?
You can establish a Doctor (Clinic), Physiotherapy Clinic, Biomedical Laboratory, Lawyer Office, Engineering Unit, Chemist Shop, Architect Office, Chartered Accountant, or Financial Consulting Level Office, among others.
What is the interest rate for the loan under the scheme?
The annual interest rate for the loan under this scheme is 6%.
What percentage of the loan amount is provided by the scheme?
The scheme provides 95% of the loan amount for eligible professional units.
Do I need to contribute any amount myself for the project?
Yes, you are required to make a beneficiary contribution of 5% of the project cost.
What is the age limit for applicants of the scheme?
Your age must be between 18 and 35 years to be eligible for this scheme.
Which castes are primarily eligible for this scheme?
Applicants belonging to the Rabari and Bharwad castes from the socially and educationally backward classes are eligible.
Where can I find the application form for the scheme?
You can find the application form on the official website of Gujarat Gopalak Vikas Nigam at https://ggdconline.gujarat.gov.in/ by clicking "Apply Now" under "SWAYAM SAKSHAM (Gopalak Nigam)".
What documents are needed to verify my caste?
A Caste Certificate is required to confirm your caste from the Rabari and Bharwad communities.
Do I need to submit an income certificate with my application?
Yes, an Income Certificate is required to verify your annual income.
Do I need to provide details about my vocational education/training?
Yes, Educational Qualification Documents relevant to your vocational education/training will be required.
Ready to apply?
Visit the official government portal to apply for this scheme.
Apply on myScheme.gov.inDocuments Required
- Caste Certificate.
- Age Proof.
- Income Certificate.
- Aadhaar Card.
- Ration Card.
- Voter ID.
- Bank Passbook.
- Previous Loan Details (if applicable).
- Educational Qualification Documents (for vocational education/training).