Transportation Scheme (Gujarat Gopalak Vikas Nigam)
Loan up to ₹2 lakh at 6% for auto rickshaw or loading vehicle · Rabari/Bharwad caste · Gujarat
The Gujarat Gopalak Vikas Nigam offers subsidized vehicle purchase loans to individuals from the Rabari and Bharwad communities to buy auto rickshaws or loading vehicles. The scheme finances up to 95% of the vehicle cost at just 6% annual interest, with a maximum loan of ₹2 lakh. Apply online at ggdconline.gujarat.gov.in.
About This Scheme
The Gujarat Gopalak Vikas Nigam offers subsidized vehicle purchase loans to individuals from the Rabari and Bharwad communities to buy auto rickshaws or loading vehicles. The scheme finances up to 95% of the vehicle cost at just 6% annual interest, with a maximum loan of ₹2 lakh. Apply online at ggdconline.gujarat.gov.in.
Full official description
The scheme "Transportation Scheme" by the Gujarat Gopalak Vikas Nigam, Government of Gujarat, aims to provide loans for the purchase of auto rickshaws and loading vehicles. Through this scheme, financial assistance for vehicle purchase is offered to the Rabari and Bharwad castes from the socially and educationally backwards classes. The scheme is implemented by the Gujarat Gopalak Vikas Nigam.
Benefits
- Loan of up to ₹2,00,000 for purchasing an auto rickshaw or loading vehicle
- Low interest rate of 6% per annum
- Only 5% of the vehicle cost required from the applicant; the remaining 95% is financed
💡 Why Startups Should Care
Mobility and gig-economy startups in Gujarat: Rabari and Bharwad community members can access low-cost 6% loans to buy vehicles — a known customer segment if you're building fleet-based or last-mile logistics services targeting semi-urban Gujarat.
Who Can Apply (Eligibility)
- Must belong to the Rabari or Bharwad caste (socially and educationally backward classes)
- Age between 21 and 45 years
- Annual income must not exceed ₹3,00,000
How to Apply
- Visit ggdconline.gujarat.gov.in, scroll to 'Transportation Scheme', and click 'Apply Now'
- Fill in the form: select 'Transport', enter unit cost and loan amount, then provide Aadhaar, ration card, voter ID, full name, address, DOB, caste, income, and bank details
- Provide driving license number and vehicle type details (passenger or transport license if applicable)
- Enter dealer name, address, vehicle name, and vehicle price
- Preview the application, fill the CAPTCHA, and click 'Submit'
- Note the Application ID for tracking
- Track status: ggdconline.gujarat.gov.in → 'Know App Status' → enter scheme name, application number, and date of birth
Frequently Asked Questions
How do I know if I am eligible for the scheme?
You are eligible if you belong to the Rabari and Bharwad castes from the socially and educationally backwards classes, are between 21 and 45 years old as of August 14, 2023, and your annual family income does not exceed ₹3,00,000/-.
What is the interest rate for the scheme?
The interest rate for the loan provided through this scheme is 6% per annum.
What percentage of the vehicle cost will the loan cover?
The loan amount will cover 95% of the vehicle's total cost.
What percentage of the vehicle cost do I need to contribute as a beneficiary?
As a beneficiary, you are required to contribute 5% of the vehicle's total cost.
What kind of vehicles can I purchase with this loan?
Loans are provided for the purchase of auto rickshaws and loading vehicles on an individual basis.
Where can I find the official website to apply for this scheme?
You can find the official website of Gujarat Gopalak Development Corporation at https://ggdconline.gujarat.gov.in/.
How do I locate the Transportation Scheme on the official website?
On the homepage of the Gujarat Gopalak Development Corporation website, you need to scroll down, find the "Transportation Scheme," and click on "Apply Now".
What details do I need to provide about the vehicle's cost and the loan amount needed?
You need to enter the Unit Cost of the vehicle and specify the Required Loan Amount in the application form.
What personal identification documents are required for the application?
You need to provide your Aadhaar, Ration, and Voter ID details in the application.
What personal details are required in the application form?
You need to provide your full name (Last, First, Father/Husband), address, district, taluka, village, PIN, date of birth, age, caste, subcaste, phone, mobile, email, gender, and marital status.
What information is needed if a family member is employed in a government or private job?
If a family member works in a government or private job, you need to select "Yes" and provide their Name, Designation, Place, and Salary details.
Which educational qualification options can I select in the application?
You can select from Uneducated, Educated, Graduation, Post Graduation, or Other Degree as your educational qualification.
What information is required if I have taken a loan in the past?
If you have taken a past loan, you need to select 'Yes' and provide details such as the loan date, amount, amount paid, remaining amount, and your account number.
Do I need to provide any additional license details for a passenger vehicle?
Yes, for passenger vehicles, you need to select 'Yes' and provide the base number.
What specific license is required for a transport vehicle?
For transport vehicles, you need to select 'Yes' and provide the transport license number.
What information about the vehicle dealer is required in the application?
You need to provide the dealer's name, address, the vehicle name, and the vehicle price.
What bank account details are necessary for the application?
You need to provide your bank account number, bank name, branch name, name as per account, account type (Savings/Current), MICR code, and IFSC code.
Is the loan provided on an individual basis or for groups?
The loans are provided on an individual basis to purchase auto rickshaws and loading vehicles.
Ready to apply?
Visit the official government portal to apply for this scheme.
Apply on myScheme.gov.inDocuments Required
- Aadhaar card
- Ration card
- Voter ID
- Income certificate (family income ≤ ₹3 lakh/year)
- Driving license (for the vehicle type being purchased)
- Passenger vehicle license plate (if applicable)
- Transport license (if applicable)
- Bank account details (account number, bank name, branch, MICR code, IFSC code)