Vahan Aksmat Sahay Scheme
Cashless accident treatment up to ₹45,000 · road accident victims · 27 packages · Gujarat hospitals
Gujarat's Vahan Aksmat Sahay Scheme provides cashless medical treatment to road accident victims at government-empanelled hospitals, with treatment packages covering ₹1,000 to ₹45,000 depending on injury severity — from minor wounds to major surgeries and ICU stays. No upfront payment is required; the hospital settles the bill directly with the government. Accident victims simply need to be taken to any empanelled hospital — no advance application is required.
About This Scheme
Gujarat's Vahan Aksmat Sahay Scheme provides cashless medical treatment to road accident victims at government-empanelled hospitals, with treatment packages covering ₹1,000 to ₹45,000 depending on injury severity — from minor wounds to major surgeries and ICU stays. No upfront payment is required; the hospital settles the bill directly with the government. Accident victims simply need to be taken to any empanelled hospital — no advance application is required.
Full official description
Launched in 2020, the scheme "Vahan Aksmat Sahay Scheme" by the Health and Family Welfare Department, Government of Gujarat, aims to provide immediate medical assistance and financial support to victims of road traffic accidents to ensure timely treatment and reduce mortality rates. The scheme provides medical treatment packages ranging from ₹1,000/- to ₹45,000/- for various types of injuries and covers emergency medical procedures, surgeries, and hospitalization for accident victims. The applicant must be a victim of road traffic accident requiring immediate medical treatment and the treatment must be provided at empanelled hospitals under the scheme. The scheme is implemented by Health and Family Welfare Department, Government of Gujarat and applications are accepted through participating hospitals where treatment is provided.
Benefits
- Cashless treatment at empanelled hospitals — no upfront payment needed
- Treatment packages from ₹1,000 (simple injuries) to ₹45,000 (complex pelvic fractures with fixation)
- Covers emergency surgeries, ICU stays, ventilator support, blood transfusions, fracture treatment, and head injuries
- 27 standardized treatment packages covering a wide range of road accident injuries
💡 Why Startups Should Care
Health-tech and insurtech startups in Gujarat: the Vahan Aksmat Sahay Scheme provides cashless coverage for 27 defined treatment packages at empanelled hospitals — opportunity to build digital tools for MLC documentation, hospital billing automation, or patient tracking within this system.
Who Can Apply (Eligibility)
- Must be a victim of a road traffic accident requiring immediate medical treatment
- Treatment must be received at a hospital empanelled under the Vahan Aksmat Sahay Scheme
- A Medico Legal Case (MLC) must be registered for the accident
- Police intimation with acknowledgment for the accident is required
How to Apply
- Take the accident victim immediately to the nearest empanelled hospital under the Vahan Aksmat Sahay Scheme
- Hospital registers a Medico Legal Case (MLC) with the local police station
- The treating doctor assesses injuries and selects the appropriate treatment package from 27 available packages
- Hospital staff collects all required documents (MLC details, police intimation, pre/post-treatment photos, medical records, bills)
- Cashless treatment is provided — no upfront payment needed from the patient or family
- Hospital submits the claim directly to scheme authorities for government-to-hospital settlement
- Patient is discharged with proper discharge summary and follow-up instructions
Frequently Asked Questions
What is the highest amount of financial coverage available for the most severe road accident injuries under this medical assistance program?
The maximum treatment package available is ₹45,000 for Pelvic Injury-External Fixation with Implant, which includes stabilization with external fixation and haemodynamic stabilization.
Do I need to pay any upfront costs at the hospital when I receive emergency treatment for my road accident injuries?
No, the empanelled hospitals provide completely cashless treatment, so neither you nor your family members need to make any upfront payments for covered treatments.
What specific legal documentation must be completed at the hospital before I can receive treatment benefits under this accident support scheme?
A Medico Legal Case must be registered with the local police station, and you need a police intimation copy with police acknowledgment for your road traffic accident.
How much financial assistance is available for treating simple wounds and basic injury care following a minor road traffic accident?
Package 1 provides ₹1,000 for treating simple wounds, including Tetanus vaccination, analgesic, antibiotics, general condition check, cleaning, suturing and dressing.
What additional documentation do I need to provide if my road accident resulted in fractures requiring treatment under this scheme?
For fracture cases, you need X-Rays to rule out fracture and X-Ray showing the fracture before and after stabilization, along with standard documentation requirements.
Can I receive treatment at any hospital for my road accident injuries, or are there specific hospital requirements under this program?
You must receive treatment only at hospitals that are empanelled under the Vahan Aksmat Sahay Scheme to be eligible for benefits.
What is the coverage amount available for head injury cases that require Intensive Care Unit stay with ventilator support?
Package 21 provides ₹15,000 for head injury with Intensive Care Unit stay including ventilator support for comprehensive critical care management.
How many units of blood transfusion are covered under this scheme, and what is the financial assistance provided per unit?
Blood transfusion is covered at ₹1,500 per unit with a maximum admissible limit of 3 units under Package 23 of the scheme.
What specific photographic evidence must be submitted as part of my treatment documentation for claiming benefits under this medical assistance program?
You need two photos showing the wound before and after treatment with patient face clearly visible along with the treating doctor, including patient photo for identity.
What is the financial coverage available for treating complex chest injuries requiring intercostal drainage on both sides with critical care?
Package 13 provides ₹14,000 for Inter Costal Drainage Bilateral with Intensive Care Unit and Ventilator support for comprehensive chest injury management.
Which government department is responsible for implementing this road traffic accident medical assistance program, and when was it launched?
The scheme is implemented by Health and Family Welfare Department, Government of Gujarat and was launched in 2020 to provide immediate medical assistance.
What medical investigations and reports are specifically required for abdominal injury cases to qualify for treatment benefits under this scheme?
For abdominal injuries, you need blood investigation, chest X-Ray and X-Ray of erect abdomen, ultrasound, Computed Tomography scan report if required, and Electrocardiogram with report if required.
How much financial assistance is provided for treating open fractures of large bones that require surgical intervention and internal fixation?
Package 9 provides ₹40,250 for Open Reduction Internal Fixation-Large Bone including internal/external fixation of fracture in compound fractures, flap cover and inpatient treatment.
What is the coverage amount available for spine injury cases that require advanced imaging studies like Computed Tomography or Magnetic Resonance Imaging?
Package 18 provides ₹7,000 for Spine Injuries with Computed Tomography/Magnetic Resonance Imaging including the cost of advanced imaging studies required for diagnosis.
Ready to apply?
Visit the official government portal to apply for this scheme.
Apply on myScheme.gov.inDocuments Required
- Scanned copy of Medico Legal Case register showing injury details
- Police intimation copy with police acknowledgement
- Two photos of wound before and after treatment (with patient face and treating doctor visible)
- Out-patient record or case sheet with treatment details (including OT notes if applicable)
- Investigation reports
- Hospital bill
- X-rays before and after stabilization (for fracture cases)
- Chest X-rays before and after drainage (for chest injury cases)
- Blood investigations, abdominal X-ray, ultrasound, CT scan report (for abdominal injury cases)
- Spine X-ray and CT/MRI reports (for spine injury cases)
- CT scan report (for head injury cases)