Vehicle Loan Scheme (GTKVN)
₹4 lakh vehicle loan · commercial auto-rickshaws · Thakor & Koli youth Gujarat
Youth from the Thakor or Koli communities in Gujarat can take a subsidized loan of up to ₹4,00,000 to buy a commercial vehicle — auto-rickshaw, loading rickshaw, or Maruti Eeco van — and start a self-employed transport business. The scheme is run by Gujarat Thakor and Koli Vikas Nigam (GTKVN). Apply online at gtkdconline.gujarat.gov.in.
About This Scheme
Youth from the Thakor or Koli communities in Gujarat can take a subsidized loan of up to ₹4,00,000 to buy a commercial vehicle — auto-rickshaw, loading rickshaw, or Maruti Eeco van — and start a self-employed transport business. The scheme is run by Gujarat Thakor and Koli Vikas Nigam (GTKVN). Apply online at gtkdconline.gujarat.gov.in.
Full official description
The "Vehicle Loan Scheme" is implemented by the Gujarat Thakor and Koli Vikas Nigam (GTKVN) under the Social Justice and Empowerment Department, Government of Gujarat. The scheme aims to promote self-employment among youth from the Thakor and Koli communities by providing financial assistance for the purchase of commercial vehicles. Under this scheme, beneficiaries can avail of a subsidized loan to purchase auto-rickshaws, loading rickshaws, or a Maruti Eeco van to start an income-generating transport business.
Benefits
- Loan up to ₹4,00,000 for purchase of a commercial vehicle
- Eligible vehicles: auto-rickshaw, loading rickshaw, Maruti Eeco van
💡 Why Startups Should Care
Commercial vehicle ownership — an auto-rickshaw or small van — gives Thakor and Koli youth an immediate, tangible income source in transport or delivery services, with the ₹4 lakh loan covering most vehicle price points in this category.
Who Can Apply (Eligibility)
- Must be a resident of Gujarat
- Must belong to the Thakor or Koli community
- Age between 21 and 50 years
- Annual family income must not exceed ₹3,00,000
- Must intend to use the vehicle for commercial transport purposes
How to Apply
- Visit gtkdconline.gujarat.gov.in and click "Apply Now" in the top menu.
- Select the Vehicle Loan Scheme.
- Fill in personal, income, and vehicle purchase details.
- Upload Aadhaar, income certificate, caste certificate, and driving licence.
- Submit the application and note your Reference Number for tracking.
Frequently Asked Questions
Who is eligible for the scheme?
Applicants must belong to the Thakor or Koli community, be aged between 21 and 50 years, and have a total annual family income of up to ₹3 lakh.
What is the maximum loan amount?
The maximum loan amount is up to ₹4,00,000/-.
What types of vehicles are eligible under this scheme?
Eligible vehicles include auto-rickshaws, loading rickshaws, and Maruti Eeco vans.
What documents prove income?
Aadhaar card, income certificate, ration card, driving license, etc.
Is a driving licence mandatory?
Yes, for the category of vehicle you intend to buy.
Is the scheme limited to Gujarat?
Yes, it is applicable only in Gujarat.
Where can I apply for the scheme?
Go to https://gtkdconline.gujarat.gov.in and apply for the scheme.
Who implements the scheme?
The scheme is implemented by the Gujarat Thakor and Koli Vikas Nigam (GTKVN) under the Social Justice and Empowerment Department, Government of Gujarat.
Ready to apply?
Visit the official government portal to apply for this scheme.
Apply on myScheme.gov.inDocuments Required
- Aadhaar card
- Bank passbook / cancelled cheque
- Income certificate
- Passport-size photos
- Copy of election card
- Age proof / birth certificate
- Caste certificate
- Driving licence